Rural Business Archives - Business Funding Organization

Rates today

Prime rate 6.75% flat
Fed funds 3.63% flat
SOFR 3.62% down0.03
Treasury 1Y 3.97% down0.09
Treasury 10Y 4.63% down0.06

Updated: 9:34am EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Launch capital for new ventures

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Day-to-day operating expenses

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Revolving access to capital

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Use inventory as collateral

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Guide & Glossary

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The funding process explained

NEW

SBA 7(a) rates updated for Q1 2026 — Prime + 2.75% for loans over $50K

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LIVE RATES

Today's Funding Benchmarks

Today's Funding Benchmarks with current values and recent direction.
Prime rate	6.75%
Fed funds	3.63%
SOFR	3.62%
Treasury 1Y	3.97%

Benchmark source: FRED, Federal Reserve Bank of St. Louis.

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USDA Rural Business Development Grant

A staging example modeled on a rural business development opportunity.