Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.66% up0.03
  • Treasury 1Y 4.00% down0.04
  • Treasury 10Y 4.72% flat
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Loan Types / Resources

Business funding resources that make financing easier to compare

Start here if you want plain-English guidance before comparing lenders, grants, loan types, or offer requests.
● Guide & glossary    ● How it works    ● Free PDF download
Best first step

Download the 2026 Business Funding Playbook

A practical PDF guide to loan types, lender comparisons, grants, rates, eligibility, and next steps.
Core resources

Choose where you want to start

Guide & Glossary

Understand business funding terms, rate language, loan structures, and lender terminology in plain English.

How It Works

Learn how guide download, preferences, lender comparison, alerts, and offer requests fit together.

Free 2026 Funding Guide

Download the playbook covering loan types, lender options, grants, rates, and eligibility checkpoints.
Glossary preview

Funding terms worth understanding before you compare offers

APR

Annualized cost of borrowing, useful for comparing loan products when available.

Factor rate

A pricing format sometimes used in short-term funding. Compare total repayment carefully.

Collateral

An asset pledged to support a financing agreement or reduce lender risk.

Draw

A withdrawal from an approved line of credit or available funding facility.
Funding process

A simple path from research to next step

BusinessFunding.org should help users learn first, compare second, and only request offers when they understand the likely fit.
Use this hub to connect educational resources with the lender directory, grant hub, loan type pages, and offer request flow.
1. Learn the basics
Use the guide and glossary to understand funding options.
2. Compare product fit
Review loan types, grants, and lender profiles.
3. Choose preferences
Get alerts for relevant topics and funding paths.
4. Request offers
Move forward when ready with better context.