Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.64% up0.01
  • Treasury 1Y 4.04% up0.05
  • Treasury 10Y 4.67% down0.02
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 26, 2026. Retrieved August 31, 2026 4:17 am. Source vintage August 27, 2026. 6.75% flat
Effective federal funds rateCached observation. DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 27, 2026. Retrieved August 31, 2026 4:17 am. Source vintage August 28, 2026. 3.63% flat
Secured Overnight Financing RateCached observation. SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 27, 2026. Retrieved August 31, 2026 4:17 am. Source vintage August 28, 2026. 3.64% up0.01
1-year Treasury yieldCached observation. DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 27, 2026. Retrieved August 31, 2026 4:17 am. Source vintage August 28, 2026. 4.04% up0.05
10-year Treasury yieldCached observation. DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 27, 2026. Retrieved August 31, 2026 4:17 am. Source vintage August 28, 2026. 4.67% down0.02

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

View all 200+ lenders →

12 Verified Lenders

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

Verified Lender
Funding range
$15K – $150K
Minimum credit score
575+
Funding speed
48 hours
Rate
1.20 factor
View summary

Swiftbridge Lending is a fictional lender used to preview the directory’s comparison experience. Its example offering pairs a midrange funding limit with a two-day funding timeline.

Sign Up to Unlock More Features

Create your free account today to view all verified lenders and to unlock more tools including;advanced search, lender filters, comparisons and more.

Open Grant Opportunities

View all 200+ lenders →

894 Verified Open Grants

Applications Open

Algebra and Number Theory

Deadline
October 9, 2026
Geography
National
Funder
U.S. National Science Foundation
Posted
November 18, 2025
Eligibility Details

The Algebra and Number Theory program supports research in algebra, algebraic and arithmetic geometry, number theory, and representation theory. Conference proposals The Algebra and Number Theory program also provides support for conferences, workshops, summer/winter schools, and similar activities. Proposals should be submitted to PD 20-1264 using the "Conference" proposal type in research.gov. Proposals with budgets not exceeding $50,000, which in accordance with NSF policy can…

Applications Open

Diabetes Research Centers (P30 Clinical Trial Optional)

Deadline
January 27, 2027
Funding
Up to $1,000,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

This Notice of Funding Opportunity (NOFO) invites applications for Diabetes Research Centers (DRCs) that are designed to support and enhance the national research effort in diabetes, its complications, and related endocrine and metabolic diseases. The purpose of this Centers program is to bring together basic and clinical investigators to enhance communication, multidisciplinary collaboration, and effectiveness of ongoing research in Diabetes Research Center topic areas. By…

Applications Open

Novel Mechanism Research on Neuropsychiatric Symptoms (NPS) in Alzheimer’s Dementia (R21 Clinical Trial Optional)

Deadline
September 7, 2026
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The goal of this Funding Opportunity Announcement (FOA) is to encourage applications for studies that will enhance knowledge of mechanisms associated with neuropsychiatric symptoms (NPS) in persons with Alzheimer's disease (AD) or Alzheimer's disease-related dementias (ADRD). The findings are expected to advanceadavnce mechanistic understanding of both biobehavioral and neurobiologfical pathways leading to NPS. Findings may also provide insight into novel therapeutic targets that can be...

Sign Up to Unlock More Features

Create your free account today to view all verified open grants and to unlock more tools including;advanced search, grant filters, comparisons and more.

Open Contract Opportunities

View all 200+ lenders →

201 Verified Opportunities

Open Contract OpenGrants

16 – FMS REPAIR – BLADE, ROTARY WING

DEPT OF DEFENSE

Response deadline
October 1, 2026
Location
National

This is a sole source requirement for the repair of the following: Nomenclature: BLADE, ROTARY WING NSN: 7RE 1615 011589679 VH Part Number: 70150-29100-041 FMS Case: AT-P-GXO Critical Safety Item (CSI) RMC: 3C Qty: 12 NAVUP WSS Philadelphia intends to award this requirement on a sole source basis under an already estab…

Open Contract OpenGrants

Stone and Soil MBPA on Fort Drum

DEPT OF DEFENSE

Response deadline
April 1, 2030
Location
National

This synopsis is for informational purposes only. This is not a request for quote and no solicitation exists. The Mission & Installation Contracting Command (MICC), Fort Drum, NY is seeking multiple businesses willing to enter into a Blanket Purchase Agreement (BPA) for Stone and Soil under North American Industry…

Open Contract OpenGrants

Scalable Solutions Office (SSO) Mission Office Innovative Solutions Opening (ISO)

HEALTH AND HUMAN SERVICES, DEPARTMENT OF

Response deadline
March 6, 2029
Location
National

This ISO seeks solution summaries and proposals for projects that fall within the general scope of the ARPA-H Scalable Solutions mission office. SSO expands what is technically possible by developing approaches that will leverage an interdisciplinary approach and collaborative networks to address challenges of geograph…

Social Services Technology

Sign Up to Unlock More Features

Create your free account today to view all verified opportunities and to unlock more tools including;advanced search, opportunity filters, comparisons and more.