Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.66% up0.03
  • Treasury 1Y 4.00% down0.04
  • Treasury 10Y 4.72% flat
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 14, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 18, 2026. 3.66% up0.03
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 4.00% down0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 4.72% flat

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

View all 200+ lenders →

12 Verified Lenders

Verified Lender
Funding range
$10K – $75K
Minimum credit score
520+
Funding speed
24 hours
Rate
1.30 factor
View summary

Bricklane Funding is a fictional lender profile created for the BusinessFunding.org directory demonstration. Its sample terms illustrate a short funding window for businesses exploring lower-range financing.

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

Sign Up to Unlock More Features

Create your free account today to view all verified lenders and to unlock more tools including;advanced search, lender filters, comparisons and more.

Open Grant Opportunities

View all 200+ lenders →

1,338 Verified Open Grants

Applications Open

DoW Hearing Restoration Focused Research Award

Deadline
September 10, 2026
Funding
Up to $2,800,000
Geography
National
Funder
Defense Health Agency Contracting Activity - DHACA
Eligibility Details

Summary: The fiscal year 2026 (FY26) Hearing Restoration Research Program (HRRP) Focused Research Award (FRA) supports promising research that accelerates drug discovery and therapeutic development for hearing restoration after military-relevant auditory system injury. The FRA may be used to support preclinical studies and/or clinical research. Research must align with at least one of the FY26 HRRP Focus Areas. The FRA cannot be used to support…

Applications Open

Certified Community Behavioral Health Clinic (CCBHC) Improvement and Advancement Grant

Deadline
August 17, 2026
Funding
Up to $1,000,000
Geography
National
Funder
Substance Abuse and Mental Health Services Adminis
Eligibility Details

The purpose of this program is to sustain and enhance services at existing Certified Community Behavioral Health Clinics (CCBHCs). This includes serving individuals across the lifespan with or at risk for mental health and/or substance use disorders (SUDs). CCBHCs are community-based clinics that offer coordinated, evidence-based outpatient services, including crisis services, while also enhancing access for anyone in need and coordinating care to mitigate gaps…

Applications Open

Southern Cone Cooperation Law Enforcement and Criminal Justice Sector Support

Deadline
August 17, 2026
Funding
$500,000–$500,000
Geography
National
Funder
Bureau of International Narcotics-Law Enforcement
Eligibility Details

This program will enable INL to deliver timely technical assistance to key law enforcement and criminal justice agencies across SCC partner countries working to combat transnational criminal organizations (TCOs) and prevent foreign terrorist organizations (FTOs) from operating in the region

Sign Up to Unlock More Features

Create your free account today to view all verified open grants and to unlock more tools including;advanced search, grant filters, comparisons and more.

Open Contract Opportunities

View all 200+ lenders →

201 Verified Opportunities

Open Contract OpenGrants

Disruptioneering Program Announcement

DEPT OF DEFENSE

Response deadline
September 29, 2026
Location
National

The mission of the DARPA DSO is to identify, investigate, and leverage nascent scientific advances for national security applications by pursuing high-risk, high-payoff research initiatives across a broad spectrum of science and engineering disciplines. Disruption Opportunity (DO) topics are issued to rapidly investiga…

Research Technology
Open Contract OpenGrants

BROAD AGENCY ANNOUNCEMENT: Operational Analysis, SSN/SSGN Survivability Program (S3P), and Hull, Mechanical and Electrical (HM&E) Materials, Design Concepts, and Technologies for Future Submarine Platforms

DEPT OF DEFENSE

Response deadline
November 1, 2026
Location
National

06/16/2025: Update Point of Contact (POC) ------------------------------------------------------------ This publication constitutes a Broad Agency Announcement (BAA) as contemplated in Federal Acquisition Regulation (FAR) 6.102(d)(2) and 35.016. A formal Request for Proposal (RFP), solicitation, and/or additional infor…

Technology
Open Contract OpenGrants

Maintenance, Repair, and Inspection of Hoists in the Kaiserslautern Military Community (KMC)

DEPT OF DEFENSE

Response deadline
August 22, 2028
Location
National

Please see Amendment 0001 to combined synopsis/solicitation. PLEASE NOTE THAT THE SOLICITATION NUMBER HAS BEEN UPDATED TO FA5613-25-Q-0016, FOR POSTING PURPOSES, THE FILE NAMES SHOW THE OLD NUMBER FA5613-25-Q-0028. The below documents are being issued: - AMDMT 0001, which contains the amendment information - FA5613-25-…

Sign Up to Unlock More Features

Create your free account today to view all verified opportunities and to unlock more tools including;advanced search, opportunity filters, comparisons and more.