Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.66% up0.01
  • Treasury 1Y 4.01% up0.02
  • Treasury 10Y 4.64% down0.07
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 25, 2026. Retrieved August 27, 2026 12:23 am. Source vintage August 26, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 25, 2026. Retrieved August 27, 2026 12:23 am. Source vintage August 26, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 25, 2026. Retrieved August 27, 2026 12:23 am. Source vintage August 26, 2026. 3.66% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 25, 2026. Retrieved August 27, 2026 12:23 am. Source vintage August 26, 2026. 4.01% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 25, 2026. Retrieved August 27, 2026 12:23 am. Source vintage August 26, 2026. 4.64% down0.07

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$5K – $50K
Minimum credit score
500+
Funding speed
Same day
Rate
1.35 factor
View summary

Vantura Capital is a fictional sample lender representing smaller, fast-turnaround financing. This example profile helps demonstrate how businesses can compare modest funding amounts and same-day decisions.

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

Verified Lender
Funding range
$10K – $75K
Minimum credit score
520+
Funding speed
24 hours
Rate
1.30 factor
View summary

Bricklane Funding is a fictional lender profile created for the BusinessFunding.org directory demonstration. Its sample terms illustrate a short funding window for businesses exploring lower-range financing.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

NIDCD Mentored Career Development Award for Postdoctorate Au.D./Ph.D. Audiologists (K01 Independent Clinical Trial Not Allowed)

Deadline
May 7, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The purpose of the NIDCD Mentored Career Development Award for Postdoctorate Au.D./Ph.D. Audiologists (K01) is to support comprehensive and rigorous postdoctoral research and career development experiences in the biomedical, behavioral, or clinical sciences of promising Au.D./Ph.D. audiologists who have the potential to become productive, independent investigators in scientific health-related research fields relevant to NIDCD's mission.

Applications Open

Limited Competition: Instrumentation Grant Program for Resource-Limited Institutions (S10 – Clinical Trial Not Allowed)

Deadline
January 26, 2029
Funding
$25,000–$250,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

The Instrumentation Grant Program for Resource-Limited Institutions supports the purchase of state-of-the-art scientific instruments to enhance the research and educational missions of resource-limited institutions. Requested instruments may support biomedical research and education in basic, translational, biomedically-related behavioral or clinical fields. This is a Notice of Funding Opportunity (NOFO) for a Limited Competition that will invite application(s) from eligible organization(s) to...

Applications Open

Summer Research Education Experience Program (R25 Clinical Trial Not Allowed)

Deadline
May 7, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

Eligibility: Other Eligible Applicants include the following: Alaska Native and Native Hawaiian Serving Institutions; Asian American Native American Pacific Islander Serving Institutions (AANAPISISs); Eligible Agencies of the Federal Government; Faith-based or Community-based Organizations; Hispanic-serving Institutions; Historically Black Colleges and Universities (HBCUs); Indian/Native American Tribal Governments (Other than Federally Recognized); Non-domestic (non-U.S.) Entities (Foreign...

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Mentor Prot g Program Broad Agency Announcement

DEPT OF DEFENSE

Response deadline
August 30, 2028
Location
National

The Missile Defense Agency (MDA) has established the following Mentor-Prot g Program (MPP) Broad Agency Announcement (BAA) to solicit eligible mentor and prot g firms for participation in the Department of Defense (DoD) MPP in accordance with Defense Federal Acquisition Regulation Supplement (DFARS) 219.71, Pilot Men…

Open Contract OpenGrants

Enterprise Occupation Structure and Standards Development Support Services

DEPT OF DEFENSE

Response deadline
October 15, 2026
Location
National

SOURCES SOUGHT NOTICE FOR: Enterprise Occupation Structure and Standards Development Support to Intelligence and Security ((OUSD(I&S)) Human Capital Management Office (HCMO). Washington Headquarters Services / Acquisition Directorate (WHS/AD) is issuing this Sources Sought Notice (SSN) on behalf of the Intelligence…

Social Services Technology
Open Contract OpenGrants

F16_ANAPG68_PN-646R706G01_1270010778078

DEPT OF DEFENSE

Response deadline
June 23, 2027
Location
National

NSN: 1270-01-077-8078 P/N: 646R706G01 Noun: Array Brazing Assembly Application: F-16 Radar Antenna 9 Nov 2022 Section C 1/3 SECTION C: 1. QUALIFICATION REQUIREMENTS THAT MUST BE SATISFIED TO BECOME A QUALIFIED SOURCE a. Prequalification Notice: The offeror shall notify the appropriate government Small Business Office o…

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