Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.65% up0.01
  • Treasury 1Y 4.04% down0.11
  • Treasury 10Y 4.68% down0.03
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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  • 544Open Contracts
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Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated July 30, 2026. Retrieved August 1, 2026 7:34 pm. Source vintage July 31, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated July 30, 2026. Retrieved August 1, 2026 7:34 pm. Source vintage July 31, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated July 30, 2026. Retrieved August 1, 2026 7:34 pm. Source vintage July 31, 2026. 3.65% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated July 30, 2026. Retrieved August 1, 2026 7:34 pm. Source vintage July 31, 2026. 4.04% down0.11
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated July 30, 2026. Retrieved August 1, 2026 7:34 pm. Source vintage July 31, 2026. 4.68% down0.03

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

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1,338 Verified Open Grants

Applications Open

F26AS00085 Aquatic Invasive Species Interjurisdictional Grants to the Great Lakes States and Tribes – Fiscal Year 2026 Great Lakes Restoration Initiative

Funding
$20,000–$923,809
Deadline
December 31, 2026
Geography
National
Eligibility Details

Using appropriations to the Great Lakes Restoration Initiative (GLRI), the U.S. Fish and Wildlife Service (FWS) anticipates providing grants to support implementation of interjurisdictional projects that cut across state and tribal Great Lakes Interstate Aquatic Invasive Species Management Plans (AIS Plans). Grants will be awarded based on a competitive process for which only Great Lakes states and tribes (or their designee) are eligible. Funding will…

Applications Open

Expeditions in Computing

Funding
$15,000,000–$60,000,000
Deadline
March 31, 2027
Geography
National
Eligibility Details

The far-reaching impact and rate of innovation in the computer and information science and engineering fields has been remarkable, generating economic prosperity and enhancing the quality of life for people throughout the world. More than a decade ago, the National Science Foundation’s (NSF) Directorate for Computer and Information Science and Engineering (CISE) established the Expeditions in Computing (Expeditions) program to build on past successes and…

Applications Open

Solicitation of Input from Stakeholder on Title II Food for Peace Non-Emergency Programming

Deadline
July 24, 2026
Geography
National
Eligibility Details

The U.S. Department of Agriculture (USDA), Foreign Agricultural Service (FAS), Office of Global Programs, International Food Assistance Division requests input from stakeholder to inform its future non-emergency Title II Food for Peace programming. This Request for Information (RFI) offers the opportunity for interested parties to provide input in five areas: resilience program design and implementation; commodity needs, constraints, and opportunities; nutrition considerations; general...

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2 Verified Opportunities

Open contract OpenGrants

Table-Top Free Space Measuring System – USDA-ARS Auburn AL

Response deadline
December 22, 2026
Location
National

This is a Sources Sought notice Only. This is NOT a solicitation for proposals, proposal abstracts, or quotations. This Sources Sought is issued for information and planning purposes only as part of USDA ARS market research and does not itself constitute an RFQ. This requirement is covered under NAICS code 334516 � Ana…

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Current 2026 programs & rates

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New 2026 program

SBA 7(a) Q1 2026 rate update — prime + 2.75% for loans over $50K

The SBA has released updated base rates for Q1 2026. Most 7(a) loans now carry a ceiling of prime + 2.75% for loans exceeding $50,000 with maturities over 7 years.
Jan 6, 2026    Read full update →
Rate change

Alternative lender rate index — Q1 2026 snapshot

Median APR across top 50 alternative lenders shifted in early 2026. Equipment financing rates and MCA factor rates show new movement heading into Q2…
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Grant alert

USDA Rural Business Development Grant — 2026 applications now open

Rural small businesses may apply for grants up to $500,000 for technical assistance, training, and working capital. New 2026 cycle opened February 1.
Feb 1, 2026    View eligibility →
Expert contributors

2026 resources & insights

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Equipment financing
Equipment financing

How to finance equipment in 2026 without hurting cash flow

The right structure makes all the difference. Here’s what commercial banking experts recommend for equipment loans this year.
JR James Rourke
VP Commercial Lending · 5 min read
SBA programs
SBA programs

SBA 504 vs 7(a): which loan is right for your business in 2026?

A side-by-side breakdown of the two most popular SBA programs, who qualifies, and how 2026 rates compare.
ML Maria Lopes
SBA Lending Specialist · 7 min read
Business growth
Business growth

5 funding strategies for small businesses in a 2026 rate environment

Savvy business owners in 2026 are using a mix of instruments to minimize their cost of capital.
TC Thomas Chen
Alt. Lending Strategist · 6 min read
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Retail business, Orlando FL