Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.65% up0.01
  • Treasury 1Y 3.99% down0.04
  • Treasury 10Y 4.71% up0.01
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 20, 2026 8:12 am. Source vintage August 14, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 18, 2026. Retrieved August 20, 2026 8:12 am. Source vintage August 19, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 18, 2026. Retrieved August 20, 2026 8:12 am. Source vintage August 19, 2026. 3.65% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 8:12 am. Source vintage August 19, 2026. 3.99% down0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 8:12 am. Source vintage August 19, 2026. 4.71% up0.01

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

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Open Grant Opportunities

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1,310 Verified Open Grants

Applications Open

Urban, Indoor, and other Emerging Agricultural Production Research, Education, and Extension Initiative

Deadline
July 27, 2026
Funding
$50,000–$500,000
Geography
National
Funder
National Institute of Food and Agriculture
Eligibility Details

The UIE program (ALN 10.333) supports research, education, and extension activities through competitive grants designed to address key production and market challenges of local, regional, and national importance. The authorization covers the full food value chain, including production, harvesting, transportation, aggregation, packaging, distribution, and market development. Public input was solicited through Federal Register Notice 2020-08402, stakeholder listening sessions, and consultation...

Applications Open

BRAIN Initiative: Development and Validation of Novel Tools to Probe Cell-Specific and Circuit-Specific Processes in the Brain (R01 Clinical Trial Not Allowed)

Deadline
February 8, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The purpose of this Brain Research through Advancing Innovative Neurotechnologies (BRAIN) Initiative is to encourage applications that will develop and validate novel tools to facilitate the detailed analysis of complex circuits and provide insights into cellular interactions that underlie brain function. The new tools and technologies should inform and/or exploit cell-type and/or circuit-level specificity. Plans for validating the utility of the tool/technology will be an…

Applications Open

HEAL Initiative: Translating Addiction Epidemiology, Prevention, Treatment, and Recovery Research into Practice (R61/R33 – Clinical Trial Optional)

Deadline
February 9, 2029
Geography
National
Funder
National Institutes of Health
Posted
June 4, 2026
Eligibility Details

The goal of this notice of funding opportunity (NOFO) is to address the opioid crisis and/or overdose events by supporting action-oriented research, accelerating the translation of addiction epidemiology, prevention, treatment services, and recovery research to practice. Proposed studies may target the individual, provider, organizational, community, or system level. This initiative prioritizes replicable and scalable approaches for accelerating the routine use of effective, evidence-based...

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Space-to-Space (S2S) Communication Broad Agency Announcement (BAA)

DEPT OF DEFENSE

Response deadline
September 14, 2030
Location
National

***ATTENTION*** (02 Oct 25) Contractors who will be submitting Call 1.1 white papers marked as CUI shall do so via DOD SAFE. Contractors shall send an email to the security POC (listed below) asking them to initiate the DOD SAFE "Request a Drop-Off" action with the subject line S2S Comm BAA Call 1.1 DOD SAFE Drop-Off…

Technology
Open Contract OpenGrants

Air Force Installation and Mission Support Center (AFIMSC) STREAMLINING PROCUREMENT FOR EFFECTIVE EXECUTION & DELIVERY (SPEED) Commercial Solutions Opening (CSO)

DEPT OF DEFENSE

Response deadline
August 29, 2030
Location
National

CLOSED -2601 - Optimizing AFCEC CE IT Porfolio: Strengthening Systems for Global Operations (Added 10/1/2025) Due 11/1/2025 SEE Attachemnt Below. Open-2501- Construction Cost and Schedule (Open) (Added 9/16/2025) The Government seeks an innovative solution to improve project outcomes by combining benchmarking with forw…

Technology
Open Contract OpenGrants

BPA – Fire fighting Equipment PSC 4210

DEPT OF DEFENSE

Response deadline
November 11, 2028
Location
National

Naval Surface Warfare Center Indian Head Division (NSWC IHD), located in Indian Head, Maryland, is interested in establishing Blanket Purchase Agreements (BPAs) with companies that provide standard commercial supplies and services at competitive prices in Classification: NAICS 922160, PSC/FSC Code 4210, Fire Fighting E…

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