Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.65% down0.01
  • Treasury 1Y 4.04% up0.04
  • Treasury 10Y 4.70% down0.02
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 20, 2026. Retrieved August 26, 2026 3:09 am. Source vintage August 21, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 24, 2026. Retrieved August 26, 2026 3:09 am. Source vintage August 25, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 24, 2026. Retrieved August 26, 2026 3:09 am. Source vintage August 25, 2026. 3.65% down0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 24, 2026. Retrieved August 26, 2026 3:09 am. Source vintage August 25, 2026. 4.04% up0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 24, 2026. Retrieved August 26, 2026 3:09 am. Source vintage August 25, 2026. 4.70% down0.02

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

Verified Lender
Funding range
$100K – $1.5M
Minimum credit score
680+
Funding speed
7–10 days
Rate
10.5% APR
View summary

Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

Advancing Bioinformatics, Translational Bioinformatics and Computational Biology Research (R01 Clinical Trial Optional)

Deadline
March 5, 2029
Funding
Up to $250,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

The National Library of Medicine (NLM) seeks applications for research projects that drive groundbreaking innovation and advanced development in the fields of bioinformatics, translational bioinformatics, and computational biology. The primary goal of this initiative is to support the creation and implementation of cutting-edge methods, tools, and approaches that can transform the landscape of biomedical data science. This NOFO aims to address the growing need to…

Applications Open

AHRQ Health Services Research Projects (R01)

Deadline
July 6, 2029
Geography
National
Posted
November 18, 2025
Category
Healthcare
Eligibility Details

Eligibility: Other Eligible Applicants include the following: Alaska Native and Native Hawaiian Serving Institutions; Asian American Native American Pacific Islander Serving Institutions (AANAPISISs); Eligible Agencies of the Federal Government; Faith-based or Community-based Organizations; Hispanic-serving Institutions; Historically Black Colleges and Universities (HBCUs); Indian/Native American Tribal Governments (Other than Federally Recognized); Non-domestic (non-U.S.) Entities (Foreign...

Applications Open

Revision Applications for Validation of Biomarker Assays Developed Through NIH-Supported Research Grants (R01 Clinical Trial Not Allowed)

Deadline
October 14, 2026
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

Through this Notice of Funding Opportunity (NOFO) is to accelerate the pace of translation of NCI-supported methods/assays/technologies (referred to as "assays") to the clinic. Specifically, the focus of this NOFO is on the adaption and clinical validation of molecular/cellular/imaging markers (referred to as "markers" r "biomarkers") for cancer detection, diagnosis, prognosis, monitoring, and prediction of response in treatment, as well as markers for cancer control…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Open Source Software: MOOSE: The Multiphysics Simulation Powerhouse

Department of Energy

Response deadline
March 15, 2028
Location
National

Open Source Software: MOOSE: The Multiphysics Simulation Powerhouse The demand for versatile, powerful simulation tools in scientific computing and engineering has never increased. Enter the Multiphysics Object-Oriented Simulation Environment (MOOSE), a state-of-the-art finite-element framework that promises to revolut…

Research Technology
Open Contract OpenGrants

Supplement 512 for Fish and Fishery Products

Response deadline
January 1, 2027
Location
National

The Agricultural Marketing Service has posted a Final Supplement 512 for Fish and Fishery Products, January 2026. Primary updates include: adjusting the raw material requirements for shrimp from 18 months to 12 months. This update was required by USDC/NOAA to meet their Grade A requirements for the finished product; co…

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