Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.62% down0.01
  • SOFR 3.60% down0.03
  • Treasury 1Y 4.06% up0.10
  • Treasury 10Y 4.56% up0.07
Data through

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

New

SBA 7(a) rates updated for Q1 2026 — Prime + 2.75% for loans over $50K View rates →

Free business funding guidance — 2026

How BusinessFunding.org helps you find the right funding path

Start with the free 2026 Business Funding Playbook, set your funding preferences, and compare lenders, grants, rates, and programs that fit your business goals.
● Free forever    ● No spam    ● Preference-based alerts    ● SSL secured
3-step flow

From research to funding options

1. Download the guide
2. Verify your email and choose preferences
3. Explore lenders, grants, rates, and alerts
The process

Three simple steps to get better funding clarity

1

Get the free 2026 guide

Submit your basic information to download the Business Funding Playbook, including current rate context, loan types, eligibility, and lender comparison guidance.
2

Verify and choose preferences

Confirm your email, then tell us what matters: SBA loans, grants, rate alerts, lender reviews, equipment financing, or business growth content.
3

Compare options confidently

Browse AI-verified lender profiles, program updates, grants, and expert articles. Save useful resources and follow up when you’re ready.
What you get

Built to reduce funding confusion

BusinessFunding.org organizes the pieces business owners usually have to hunt down separately: lender options, rate updates, grant alerts, plain-English education, and product comparisons.
The platform is free to business owners and supported by lender placement fees and sponsored opportunities, which are disclosed where relevant.
2026 funding guide
Current rates, programs, eligibility, and comparison basics.
AI-verified lenders
Profiles with ranges, speed, credit, product tags, and apply CTAs.
Grant alerts
Program openings, deadline reminders, and eligibility notes.
Expert resources
Educational articles, contributor insights, and glossary content.
Preference center

Tell us what matters to your business

After verification, users can select funding interests and content categories so alerts are more relevant.
☐ SBA Loans
☐ Business Lines of Credit
☐ Equipment Financing
☐ Grants
☐ Rate Change Alerts
☐ Expert Contributor Articles
Notifications

Email and SMS alerts should be permission-based

The handoff requires explicit consent for SMS alerts and email preferences. No SMS checkbox should be pre-checked, and all communications need unsubscribe/opt-out paths.
This template represents the preference flow visually; the actual form logic, email verification, Klaviyo/Twilio integrations, and compliance language should be implemented in the signup flow.
Lender discovery

How lender matching should feel

Transparent filters

Users should filter by loan type, amount, credit score, funding speed, and state availability.

Verified profiles

Lender cards should show AI-verified status, product tags, range, rate indicators, and apply/profile CTAs.

Featured disclosure

Paid placements can appear prominently, but the disclosure should be tasteful and visible.

No pressure path

Users can browse resources and compare options before applying or requesting offers.
Common questions

What business owners usually ask first

Is BusinessFunding.org free?

Yes. It is free for business owners and supported by lender placement fees, paid recommendations, and sponsorships.

Do I have to apply right away?

No. You can start with the guide, compare options, save resources, and apply only when you are ready.

Will I receive irrelevant alerts?

The preference flow is designed to route users toward the funding categories and notification channels they choose.