Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.65% flat
  • Treasury 1Y 4.06% up0.02
  • Treasury 10Y 4.69% up0.01
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Today's funding benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Today's funding benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 6, 2026. Retrieved August 8, 2026 4:02 am. Source vintage August 7, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 6, 2026. Retrieved August 8, 2026 4:02 am. Source vintage August 7, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 6, 2026. Retrieved August 8, 2026 4:02 am. Source vintage August 7, 2026. 3.65% flat
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 6, 2026. Retrieved August 8, 2026 4:02 am. Source vintage August 7, 2026. 4.06% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 6, 2026. Retrieved August 8, 2026 4:02 am. Source vintage August 7, 2026. 4.69% up0.01

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Explore Historical Funding Rates

Historical observations from 2021-08-09 through 2026-08-08. Charts are followed by equivalent tables.

Download CSV

Bank prime loan rate

6.75%

What changed? fell 0.75 percentage points, from 7.50% on 2025-06-09 to 6.75% on 2026-08-06.

Bank prime loan rate historical trend 60 accepted observations from 2025-06-09 through 2026-08-06. Minimum 6.75%; maximum 7.50%. 2025-06-09 2026-08-06 7.50% 6.75%

Secured Overnight Financing Rate

3.65%

What changed? fell 0.64 percentage points, from 4.29% on 2025-06-09 to 3.65% on 2026-08-06.

Secured Overnight Financing Rate historical trend 60 accepted observations from 2025-06-09 through 2026-08-06. Minimum 3.51%; maximum 4.44%. 2025-06-09 2026-08-06 4.44% 3.51%

10-year Treasury yield

4.69%

What changed? rose 0.20 percentage points, from 4.49% on 2025-06-09 to 4.69% on 2026-08-06.

10-year Treasury yield historical trend 60 accepted observations from 2025-06-09 through 2026-08-06. Minimum 3.97%; maximum 4.71%. 2025-06-09 2026-08-06 4.71% 3.97%

Observation dates describe the source period. Retrieval, revision, methodology, and source metadata are displayed separately when available.