Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.62% down0.01
  • SOFR 3.60% down0.03
  • Treasury 1Y 4.06% up0.10
  • Treasury 10Y 4.56% up0.07
Data through

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

New

SBA 7(a) rates updated for Q1 2026 — Prime + 2.75% for loans over $50K View rates →

Updated weekly for 2026

Business loan news, rates, and program updates

Track current SBA updates, alternative lending rate movement, grant alerts, lender announcements, and expert analysis in one trusted hub.
● 50,000+ business owners    ● Weekly rate updates    ● Expert contributor insights
Featured update

SBA 7(a) Q1 2026 rate update

Prime + 2.75% for loans over $50K with maturities over 7 years. Review eligibility, rate ceilings, and lender notes.
Published: Jan 6, 2026
Category: SBA News and Headlines
News categories

Choose the update stream that matters to your business

Business Loan News

Market updates, lender shifts, borrower trends, and small business financing coverage.
View updates →

Lender Announcements

New products, platform updates, placement news, and verified lender changes.
View updates →

Business Grants

Federal, state, rural, and private grant opportunities for 2026.
View updates →

SBA News and Headlines

SBA program changes, rate updates, eligibility, and policy notes.
View updates →

Guide and Glossary

Plain-English explanations of funding terms, programs, and application steps.
View updates →

Press Releases

Official company updates, partnerships, and BusinessFunding.org announcements.
View updates →
Premium insight

Alternative lender rate index — Q1 2026 snapshot

A monthly intelligence brief tracking rate movement across alternative lenders, equipment financing, MCA products, and revenue-based funding.
Show enough value to create curiosity, then drive registration with a clear gated report prompt.
Rate change

Median APR movement by product category

Equipment financing held steady. Short-term working capital showed upward movement. MCA factor rates varied by borrower profile…
Sign in to read full report
Latest analysis

Recent news and rate insights

View all updates →
SBA News
SBA News

What the Q1 2026 SBA 7(a) rate update means for borrowers

A quick breakdown of rate ceilings, eligibility considerations, and lender expectations.
BusinessFunding Editorial Team
5 min read
Business Grants
Business Grants

USDA Rural Business Development Grant cycle opens for 2026

Rural small businesses may qualify for technical assistance, training, and working capital grants.
BusinessFunding Editorial Team
5 min read
Lender Announcements
Lender Announcements

New verified lender placements added to the BusinessFunding.org directory

Our vetted network expanded this month with updated product coverage and state availability.
BusinessFunding Editorial Team
5 min read