This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
SBA 7(a) rates updated for Q1 2026 — Prime + 2.75% for loans over $50K View rates →
TERM LOANS
Business Loans
For existing businesses & startups
Short-term Loans
Daily, weekly & monthly options
Small Business Loans
Up to $5M in funding
Startup Business Loans
Launch capital for new ventures
Equipment Financing
Machinery, vehicles & tech
Working Capital Loans
Day-to-day operating expenses
Business Line of Credit
Revolving access to capital
Inventory Loans
Use inventory as collateral
Guide & Glossary
Learn funding terminology
How it works
The funding process explained
NEW
SBA 7(a) rates updated for Q1 2026 — Prime + 2.75% for loans over $50K
NEWS
Business Loans News
Latest for existing business
Lender Announcements
New programs & offers
Business Grants News
Grant programs & deadlines
SBA News and Headlines
Government-backed updates
LIVE RATES