This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
Every funding option, explained in plain English
Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.
The table lists each benchmark, its current value, and its change over 7 days.
| Benchmark | Rate | 7 days |
|---|---|---|
| Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 14, 2026. | 6.75% | flat |
| Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. | 3.63% | flat |
| Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 19, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. | 3.62% | flat |
| 1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. | 3.99% | down0.04 |
| 10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. | 4.71% | up0.01 |
12 Verified Lenders
Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.
Swiftbridge Lending is a fictional lender used to preview the directory’s comparison experience. Its example offering pairs a midrange funding limit with a two-day funding timeline.
Sundale Funding Group is a fictional lender created for the initial directory experience. Its sample profile represents the largest funding range in this pack, with a higher credit threshold and a two-week timeline.
1,310 Verified Open Grants
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