Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.64% up0.02
  • Treasury 1Y 4.02% up0.02
  • Treasury 10Y 4.66% up0.01
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 3.64% up0.02
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 4.02% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 4.66% up0.01

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

Verified Lender
Funding range
$15K – $150K
Minimum credit score
575+
Funding speed
48 hours
Rate
1.20 factor
View summary

Swiftbridge Lending is a fictional lender used to preview the directory’s comparison experience. Its example offering pairs a midrange funding limit with a two-day funding timeline.

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

ePCT Planning Grant Program

Deadline
September 10, 2026
Funding
Up to $150,000
Geography
National
Posted
June 6, 2026
Eligibility Details

The ePCT Planning Grant Program supports 12-month planning activities to develop feasible, fully specified protocols for Stage IV effectiveness embedded pragmatic clinical trials evaluating non-pharmacological interventions for managing behavioral and psychological symptoms of dementia in nursing home settings. Projects must be conducted in partnership with a nursing home organization and include at least two nursing home sites, along with a resident-care partner advisory board. The…

Applications Open

Tribal Institutional Review Board Establishment and Enhancement (TIRBEE) (R24 – Clinical Trial Not Allowed)

Deadline
January 27, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The purpose of the Tribal Institutional Review Board Establishment and Enhancement (TIRBEE) award is to support federally recognized American Indian/Alaska Native (AI/AN) Tribes, Tribal colleges and universities, Tribal health programs, or Tribal organizations(collectively, eligible Tribal entities) to establish Institutional Review Boards (IRBs) or enhance the capacity of existing Tribal IRBs.

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Broad Agency Announcement (BAA) for Battery Network (BATTNET)

DEPT OF DEFENSE

Response deadline
September 2, 2026
Location
National

This notice constitutes a combined synopsis and Broad Agency Announcement (BAA) for the acquisition of research and development in accordance with Federal Acquisition Regulation (FAR) 35.016, Broad Agency Announcement, as supplemented with additional information included in this notice. No other solicitation will be is…

Research Technology
Open Contract OpenGrants

Commercial Data Hub Pilot Program

Response deadline
December 31, 2026
Location
Unresolved Geography

The purpose of this amendment is to extend the open period of this open and continuous solicitation to obtain commercially available data on behalf of the Department of Commerce (DOC) through a Commercial Data Hub Pilot Program. The Government anticipates that the solicitation will remain open through December 31, 2026…

Community Development Environment Healthcare Research Social Services Technology

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