Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.64% up0.01
  • Treasury 1Y 4.04% up0.05
  • Treasury 10Y 4.67% down0.02
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 26, 2026. Retrieved August 29, 2026 6:51 am. Source vintage August 27, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 27, 2026. Retrieved August 29, 2026 6:51 am. Source vintage August 27, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 27, 2026. Retrieved August 29, 2026 6:51 am. Source vintage August 28, 2026. 3.64% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 27, 2026. Retrieved August 29, 2026 6:51 am. Source vintage August 27, 2026. 4.04% up0.05
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 27, 2026. Retrieved August 29, 2026 6:51 am. Source vintage August 27, 2026. 4.67% down0.02

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$50K – $500K
Minimum credit score
640+
Funding speed
5 days
Rate
18% APR
View summary

Lumenrock Capital is a fictional lender created to demonstrate higher-limit financing results. Its sample information is suited to testing directory cards, credit filters, and five-day funding timelines.

Verified Lender
Funding range
$100K – $1.5M
Minimum credit score
680+
Funding speed
7–10 days
Rate
10.5% APR
View summary

Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

DoW Toxic Exposures Investigator Initiated Research Award

Deadline
November 19, 2026
Funding
Up to $2,400,000
Geography
National
Funder
Defense Health Agency Contracting Activity - DHACA
Eligibility Details

Summary: The fiscal year 2026 Toxic Exposures Research Program (TERP) Investigator-Initiated Research Award (IIRA) is intended to support studies that will make an important contribution toward research and/or patient care for diseases or conditions associated with military-related toxic exposures. Research projects may focus on any phase of research from basic laboratory research through translational research, including preclinical studies in animal models and human subjects, as…

Applications Open

FY 2026 Notice of Funding Opportunity: Innovative Coordinated Access and Mobility Pilot Program

Deadline
September 9, 2026
Geography
National
Funder
Federal Transit Administration
Posted
July 11, 2026
Eligibility Details

The Federal Transit Administration (FTA) announces the opportunity to apply for $11,959,671 million in Fiscal Year (FY) 2024, 2025, and 2026 competitive grant funding to support transit services for the FY 2026 Innovative Coordinated Access and Mobility (ICAM) pilot program. Under the ICAM pilot program, funds awarded will finance innovative capital projects for the transportation-disadvantaged, with the goal to improve the coordination of transportation services and non-emergency...

Applications Open

Data Coordinating Center for Multi-Site Investigator-Initiated Clinical Trials (Collaborative U24 Clinical Trial Required)

Deadline
November 2, 2028
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

This Notice of Funding Opportunity (NOFO) supports applications for a collaborating Data Coordinating Center (DCC) for investigator-initiated multi-site clinical trials including efficacy, comparative effectiveness, pragmatic and/or implementation research clinical trials. Trials using innovative designs such as platform trials, adaptive, and Bayesian designs are encouraged. These trials may include ones that test different therapeutic, behavioral, and/or prevention strategies. Trials for which...

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

BPA – IT and Telecom PSC 7E20

DEPT OF DEFENSE

Response deadline
November 11, 2028
Location
National

Naval Surface Warfare Center Indian Head Division (NSWC IHD), located in Indian Head, Maryland, is interested in establishing Blanket Purchase Agreements (BPAs) with companies that provide standard commercial supplies and services at competitive prices in Classification: PSC/FSC Code 7E20, NAICS 423430, IT and Telecom…

Technology
Open Contract OpenGrants

Supplement 512 for Fish and Fishery Products

Response deadline
January 1, 2027
Location
National

The Agricultural Marketing Service has posted a Final Supplement 512 for Fish and Fishery Products, January 2026. Primary updates include: adjusting the raw material requirements for shrimp from 18 months to 12 months. This update was required by USDC/NOAA to meet their Grade A requirements for the finished product; co…

Open Contract OpenGrants

FD2030-25-02415

DEPT OF DEFENSE

Response deadline
August 27, 2026
Location
National

NSN: 1660-01-473-3549BO NOUN: REGULATOR, OXYGEN, DF TOP DRAWING: 16VK059-2 EDL REVISION & DATE: 2 / 31 AUG 2021 MDC: EEF IM NAME: DINH, VIVIAN V

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