Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.62% flat
  • Treasury 1Y 4.00% flat
  • Treasury 10Y 4.65% down0.03
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 3.62% flat
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 4.00% flat
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 4.65% down0.03

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$100K – $1.5M
Minimum credit score
680+
Funding speed
7–10 days
Rate
10.5% APR
View summary

Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.

Verified Lender
Funding range
$5K – $50K
Minimum credit score
500+
Funding speed
Same day
Rate
1.35 factor
View summary

Vantura Capital is a fictional sample lender representing smaller, fast-turnaround financing. This example profile helps demonstrate how businesses can compare modest funding amounts and same-day decisions.

Verified Lender
Funding range
$10K – $75K
Minimum credit score
520+
Funding speed
24 hours
Rate
1.30 factor
View summary

Bricklane Funding is a fictional lender profile created for the BusinessFunding.org directory demonstration. Its sample terms illustrate a short funding window for businesses exploring lower-range financing.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

Austrian-American Partnership Fund (AAPF)

Deadline
January 1, 2099
Funding
$5,000–$24,500
Geography
National
Funder
U.S. Mission to Austria
Eligibility Details

This is an Annual Program Statement, outlining our funding priorities, the strategic themes we focus on, and the procedures for submitting requests for funding. Purpose of Small Grants: The Austrian-American Partnership Fund (AAPF) is organized to fund projects advancing collaboration and dialogue and expand cooperation between Austria and the United States. AAPF accepts applications for funding for innovative projects that seek to bring American perspectives…

Applications Open

Cellular and Molecular Biology of Complex Brain Disorders (R21 Clinical Trial Not Allowed)

Deadline
September 7, 2026
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

This Notice of Funding Opportunity (NOFO) encourages research on the biology of high confidence risk factors associated with complex brain disorders, with a focus on the intracellular, transcellular and circuit substrates of neural function. For the purposes of this NOFO, the term complex can refer to a multifactorial contribution to risk (e.g., polygenic and/or environmental) and/or highly distributed functional features of the brain disorder. Studies…

Applications Open

NIH Pathway to Independence Award (Parent K99/R00 Independent Clinical Trial Required)

Deadline
May 7, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The purpose of the NIH Pathway to Independence Award (K99/R00) program is to increase and maintain a strong cohort of new and talented, NIH-supported, independent investigators. This program is designed to facilitate a timely transition of outstanding postdoctoral researchers with a research and/or clinical doctorate degree from mentored, postdoctoral research positions to independent, tenure-track or equivalent faculty positions. The program will provide independent NIH research…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Broad Agency Announcement: Joint All-DomainTransformational Model Battle Management Decision Advantage Sprint for Human-machine teaming events (JADPACT DASH)

DEPT OF DEFENSE

Response deadline
May 9, 2028
Location
National

Broad Agency Announcement Decision Advantage Sprint for Human-Machine-Teaming (DASH) events provide support for ABMS Transformational Model Battle Management and an opportunity to learn about and explore many different AI/autonomy approaches for Battle Management. Furthermore, the events aim to ensure warfighter involv…

Technology
Open Contract OpenGrants

Naval Hospital Guam-Agana Expanded Badge Readers and Alarm Systems

DEPT OF DEFENSE

Response deadline
August 28, 2028
Location
National

THIS IS A NOTICE OF INTENT TO AWARD A SOLE SOURCE SUPPLY CONTRACT AND IS NOT A REQUEST FOR COMPETITIVE QUOTES. The Defense Health Agency Contracting Activity (DHACA), Healthcare Contracting Division West (HCD-W), intends to award a one-time, firm fixed price contract to procure badge access system, duress alarm syste…

Healthcare
Open Contract OpenGrants

BPA – Bolt, Nut, Screw, Rivet & Washer Manufacturing PSC 5305,5306,5307,5310,5315,5320,5325,5330,5331,5335,5340,5342,5345,5350,5355,5360,5365

DEPT OF DEFENSE

Response deadline
November 11, 2028
Location
National

Naval Surface Warfare Center Indian Head Division (NSWC IHD), located in Indian Head, Maryland, is interested in establishing Blanket Purchase Agreements (BPAs) with companies that provide standard commercial supplies and services at competitive prices in Classification: PSC/FSC Code 5305, NAICS 332722, SCREWS PSC/FSC…

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