Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.64% up0.01
  • Treasury 1Y 4.04% up0.05
  • Treasury 10Y 4.67% down0.02
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 26, 2026. Retrieved August 30, 2026 12:59 am. Source vintage August 27, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 27, 2026. Retrieved August 30, 2026 12:59 am. Source vintage August 28, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 27, 2026. Retrieved August 30, 2026 12:59 am. Source vintage August 28, 2026. 3.64% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 27, 2026. Retrieved August 30, 2026 12:59 am. Source vintage August 28, 2026. 4.04% up0.05
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 27, 2026. Retrieved August 30, 2026 12:59 am. Source vintage August 28, 2026. 4.67% down0.02

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

Verified Lender
Funding range
$10K – $100K
Minimum credit score
550+
Funding speed
24–48 hours
Rate
1.25 factor
View summary

Northquill Financial is a fictional example of a flexible small-business funding provider. The profile highlights a moderate credit threshold and a decision timeframe of one to two business days.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

Innovation Grants to Nurture Initial Translational Efforts (IGNITE): Assay Development and Neurotherapeutic Agent Identification (R61/R33 Clinical Trial Not Allowed)

Deadline
October 20, 2027
Funding
Up to $750,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

This funding opportunity announcement (FOA) encourages research grant applications to develop in vitro and/or ex vivo assays and conduct iterative screening efforts to identify and characterize potential therapeutic agents for neurological or neuromuscular disorders. This FOA is part of a suite of Innovation Grants to Nurture Initial Translational Efforts (IGNITE) to advance projects to the point where they can meet the entry criteria for the…

Applications Open

DoW Traumatic Brain Injury and Psychological Health, Clinical Trial Award

Deadline
October 15, 2026
Funding
Up to $18,600,000
Geography
National
Funder
Defense Health Agency Contracting Activity - DHACA
Eligibility Details

Summary: The fiscal year 2026 (FY26) Traumatic Brain Injury and Psychological Health Research Program (TBIPHRP) Clinical Trial Award (CTA) intends to support clinical trials with the potential to have a significant impact on psychological health conditions and/or traumatic brain injury (TBI) through clinical applications, including health care products, technologies and/or practice guidelines.   Distinctive Features: Funding from this award mechanism must support a clinical trial....

Applications Open

Confirmatory Efficacy Clinical Trials of Non-Pharmacological and Pharmacological Interventions for Mental Disorders (R01 Clinical Trial Required)

Deadline
October 15, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

Confirmatory Efficacy Clinical Trials of Non-Pharmacological Interventions for Mental Disorders (R01 Clinical Trial Required). As part of NIMH's clinical trials pipeline NOFOs, this announcement supports confirmatory efficacy testing of non pharmacological therapeutic and preventive interventions for mental disorders in adults and children that address unmet therapeutic needs, and are consistent with the NIMH emphasis on the experimental therapeutics approach. In this approach, clinical trials...

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Open Contract Opportunities

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201 Verified Opportunities

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