Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.66% up0.03
  • Treasury 1Y 4.00% down0.04
  • Treasury 10Y 4.72% flat
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 14, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 18, 2026. 3.66% up0.03
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 4.00% down0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 4.72% flat

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

Verified Lender
Funding range
$5K – $50K
Minimum credit score
500+
Funding speed
Same day
Rate
1.35 factor
View summary

Vantura Capital is a fictional sample lender representing smaller, fast-turnaround financing. This example profile helps demonstrate how businesses can compare modest funding amounts and same-day decisions.

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Open Grant Opportunities

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1,338 Verified Open Grants

Applications Open

Optimal Treatment Strategies for use of Anti-Obesity Medications (AOMs) in Children and Adolescents Research Coordinating Center (U24 Clinical Trial Not Allowed)

Deadline
October 9, 2026
Funding
Up to $1,000,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

This Notice of Funding Opportunity (NOFO) invites applications for a Research Coordinating Center (RCC) to participate in a consortium of clinical centers that will test anti-obesity medication (AOM) treatment strategies for youth with obesity that maximize benefits and minimize risks of AOM use. Such intervention strategies should support the promotion of healthy growth and development; adequate nutritional status/intake, healthy eating and physical activity behaviors; mental…

Applications Open

Limited Competition: Ruth L. Kirschstein National Research Service Award (NRSA) Predoctoral Research Training Grant for the Clinical and Translational Science Awards (CTSA) Program (T32 Clinical Trial Not Allowed)

Deadline
September 28, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The National Center for Advancing Translational Sciences (NCATS) will award Ruth L. Kirschstein National Research Service Award (NRSA) Predoctoral Institutional Research Training Grants for the Clinical and Translational Science Awards (CTSA) Program (T32) to eligibleinstitutions to create, provide, and disseminate clinical and translational science training and career support programs for individuals seeking a PhD or an equivalent research health professional degree and help ensure a...

Applications Open

RFA-OT-18-000

Deadline
September 30, 2030
Geography
National
Funder
Centers for Disease Control and Prevention
Posted
November 26, 2025
Eligibility Details

Submit application as necessary for Type 6 Applications.

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Open Contract Opportunities

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201 Verified Opportunities

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