Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.63% up0.01
  • Treasury 1Y 3.99% up0.02
  • Treasury 10Y 4.69% up0.06
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 20, 2026. Retrieved August 22, 2026 8:28 am. Source vintage August 21, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 20, 2026. Retrieved August 22, 2026 8:28 am. Source vintage August 21, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 20, 2026. Retrieved August 22, 2026 8:28 am. Source vintage August 21, 2026. 3.63% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 20, 2026. Retrieved August 22, 2026 8:28 am. Source vintage August 21, 2026. 3.99% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 20, 2026. Retrieved August 22, 2026 8:28 am. Source vintage August 21, 2026. 4.69% up0.06

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

View all 200+ lenders →

12 Verified Lenders

Verified Lender
Funding range
$5K – $50K
Minimum credit score
500+
Funding speed
Same day
Rate
1.35 factor
View summary

Vantura Capital is a fictional sample lender representing smaller, fast-turnaround financing. This example profile helps demonstrate how businesses can compare modest funding amounts and same-day decisions.

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

Sign Up to Unlock More Features

Create your free account today to view all verified lenders and to unlock more tools including;advanced search, lender filters, comparisons and more.

Open Grant Opportunities

View all 200+ lenders →

894 Verified Open Grants

Applications Open

Science Track Award for Research Transition (START) Program (R03, Clinical Trial Optional)

Deadline
March 16, 2029
Geography
National
Funder
National Institutes of Health
Posted
June 10, 2026
Eligibility Details

The purpose of this notice of funding opportunity (NOFO) is to facilitate the entry of investigators into multiple high-priority areas of substance use research, including comorbidity with HIV. The Science Track Award for Research Transition (START) Program aims to provide investigators with the opportunity to gather preliminary data that will assist them in securing future research grants and advancing their scientific careers.

Applications Open

NIH Pathway to Independence Award (Parent K99/R00 Independent Clinical Trial Not Allowed)

Deadline
May 7, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The purpose of the NIH Pathway to Independence Award (K99/R00) program is to increase and maintain a strong cohort of new and talented, NIH-supported, independent investigators. This program is designed to facilitate a timely transition of outstanding postdoctoral researchers with a research and/or clinical doctorate degree from mentored, postdoctoral research positions to independent, tenure-track or equivalent faculty positions. The program will provide independent NIH research…

Applications Open

FY 2027 International Visitor Leadership Program’s National Program Agencies

Deadline
August 24, 2026
Funding
$1,155,000–$8,875,000
Geography
National
Funder
Bureau Of Educational and Cultural Affairs
Eligibility Details

The United States Department of State’s Bureau of Educational and Cultural Affairs’ Office of International Visitors (ECA/PE/V) announces an open competition for approximately five cooperative agreements to support the staff expenses and overhead costs of the FY 2027 International Visitor Leadership Program’s (IVLP) National Program Agencies (NPAs). Launched in 1940, the IVLP is the Department of State’s foundational professional exchange program. The IVLP advances America…

Sign Up to Unlock More Features

Create your free account today to view all verified open grants and to unlock more tools including;advanced search, grant filters, comparisons and more.

Open Contract Opportunities

View all 200+ lenders →

201 Verified Opportunities

Open Contract OpenGrants

BPA – Bolt, Nut, Screw, Rivet & Washer Manufacturing PSC 5305,5306,5307,5310,5315,5320,5325,5330,5331,5335,5340,5342,5345,5350,5355,5360,5365

DEPT OF DEFENSE

Response deadline
November 11, 2028
Location
National

Naval Surface Warfare Center Indian Head Division (NSWC IHD), located in Indian Head, Maryland, is interested in establishing Blanket Purchase Agreements (BPAs) with companies that provide standard commercial supplies and services at competitive prices in Classification: PSC/FSC Code 5305, NAICS 332722, SCREWS PSC/FSC…

Open Contract OpenGrants

U.S. Army Contracting Command Detroit Arsenal (ACC-DTA) Strategic Services Branch Commercial Solutions Opening (CSO)

DEPT OF DEFENSE

Response deadline
June 30, 2030
Location
National

The 2014 Quadrennial Defense Review (QDR) established innovation as a central line of effort in the national defense strategy of the United States. The decisive military advantage of the United States over its adversaries and peer competitors is steadily eroding. Consequently, under 10 United States Code (U.S.C.) 345…

Technology
Open Contract OpenGrants

All in one visual acuity system

HEALTH AND HUMAN SERVICES, DEPARTMENT OF

Response deadline
April 29, 2029
Location
National

PRESOLICITATION NOTICE (SYNOPSIS) The Synopsis The Indian Health Service, Crownpoint Healthcare Facility, located in Crownpoint NM 87313 upcoming requirement for a Smart System Standard all in one visual Acuity System. The North American Industry Classification System or NAICS code is 339115- Ophthalmic Good Manufactur…

Healthcare

Sign Up to Unlock More Features

Create your free account today to view all verified opportunities and to unlock more tools including;advanced search, opportunity filters, comparisons and more.