Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.64% up0.02
  • Treasury 1Y 4.02% up0.02
  • Treasury 10Y 4.66% up0.01
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 3.64% up0.02
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 4.02% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 4.66% up0.01

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

Verified Lender
Funding range
$30K – $300K
Minimum credit score
620+
Funding speed
3–5 days
Rate
24% APR
View summary

Greyfield Funding is a fictional business lender presented as sample directory content. The profile models a larger funding range with a measured review period and an example APR.

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

FY25 Long Range Broad Agency Announcement (BAA) for Navy and Marine Corps Science and Technology

Deadline
September 30, 2026
Geography
National
Funder
Office of Naval Research
Posted
November 18, 2025
Eligibility Details

ONR, ONRG, and MCWL are interested in receiving proposals for Long-Range S&T Projects that offer potential for advancement and improvement of Navy and Marine Corps operations. Readers should note that this is an announcement to declare ONR, ONRG and MCWL’s broad role in competitive funding of meritorious research across a spectrum of science and engineering disciplines. All responsible sources from academia, industry and the research…

Applications Open

Mentored Clinical Scientist Research Career Development Award (Parent K08 Independent Clinical Trial Not Allowed)

Deadline
May 8, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The primary purpose of the NIH Mentored Clinical Scientist Research Career Development Awards (K08) program is to prepare qualified individuals for careers that have a significant impact on the health-related research needs of the Nation. This program represents the continuation of a long-standing NIH program that provides support and "protected time" to individuals with a clinical doctoral degree for an intensive, supervised research career development…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Unimac UY25 Washer & Dryer

DEPT OF DEFENSE

Response deadline
July 8, 2028
Location
National

The Naval Consolidated Brig Miramar Detachment Pearl Harbor requires the replacement of the facility s current industrial grade laundry equipment. NCBM has identified the need to replace all washers and dryers, as they are now out of warranty and exhibiting frequent failures requiring extensive and costly repairs. In s…

Open Contract OpenGrants

FreeSol Broad Agency Annoucement

DEPT OF DEFENSE

Response deadline
February 23, 2029
Location
National

SUBJECT: TWO-STEP BROAD AGENCY ANNOUNCEMENT (Solicitation FA8819-24-R-B003) FreeSol Broad Agency Announcement (BAA) Space Systems Command (SSC) Space Domain Awareness and Combat Power (SZ-BC) Program Executive Office (PEO) Advanced Technology Transition Branch SECTION 1 - INTRODUCTION The Space Systems Command (SSC) Ad…

Technology
Open Contract OpenGrants

Technologies for Forging

DEPT OF DEFENSE

Response deadline
August 13, 2030
Location
National

The purpose of this BAA stems from emerging and rapidly expanding requirements to (1) structure, execute, and coordinate projects that develop innovative solutions that can reduce the disproportionate number of DLA backorders, or unfilled orders for items that contain forgings, and (2) to improve the quality, productiv…

Technology

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