Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.65% up0.01
  • Treasury 1Y 4.00% down0.04
  • Treasury 10Y 4.72% flat
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 19, 2026 8:07 pm. Source vintage August 14, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 17, 2026. Retrieved August 19, 2026 8:07 pm. Source vintage August 18, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 18, 2026. Retrieved August 19, 2026 8:07 pm. Source vintage August 19, 2026. 3.65% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 8:07 pm. Source vintage August 18, 2026. 4.00% down0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 8:07 pm. Source vintage August 18, 2026. 4.72% flat

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

View all 200+ lenders →

12 Verified Lenders

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

Verified Lender
Funding range
$30K – $300K
Minimum credit score
620+
Funding speed
3–5 days
Rate
24% APR
View summary

Greyfield Funding is a fictional business lender presented as sample directory content. The profile models a larger funding range with a measured review period and an example APR.

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

Sign Up to Unlock More Features

Create your free account today to view all verified lenders and to unlock more tools including;advanced search, lender filters, comparisons and more.

Open Grant Opportunities

View all 200+ lenders →

1,310 Verified Open Grants

Applications Open

FY26 Preparing for Active Shooter Situations (PASS)

Deadline
August 4, 2026
Funding
Up to $10,350,000
Geography
National
Funder
Community Oriented Policing Services
Eligibility Details

The Office of Community Oriented Policing Services (COPS) is the component of the U.S. Department of Justice responsible for advancing the practice of community policing and the Administration’s priority of Making America Safe Again by supporting the nation’s state, local, territorial and Tribal law enforcement agencies through information and grant resources. This is a notice of funding opportunity (NOFO) for the FY26 Preparing for Active…

Applications Open

SEEDING CRITICAL ADVANCES FOR LEADING ENERGY TECHNOLOGIES WITH UNTAPPED POTENTIAL (SCALEUP) READY

Deadline
September 29, 2029
Funding
$5,000,000–$20,000,000
Geography
National
Funder
Advanced Research Projects Agency Energy
Eligibility Details

The purpose of this modification is to clarify the meaning of the Program Policy Factors in Section V.C. To obtain a copy of the Notice of Funding Opportunity (NOFO) please go to the ARPA-E website at https://arpa-e-foa.energy.gov. To apply to this NOFO, Applicants must register with and submit application materials through ARPA-E eXCHANGE ( https://arpa-e-foa.energy.gov/Registration.aspx ). For detailed guidance on using ARPA-E eXCHANGE, please refer to the…

Sign Up to Unlock More Features

Create your free account today to view all verified open grants and to unlock more tools including;advanced search, grant filters, comparisons and more.

Open Contract Opportunities

View all 200+ lenders →

201 Verified Opportunities

Sign Up to Unlock More Features

Create your free account today to view all verified opportunities and to unlock more tools including;advanced search, opportunity filters, comparisons and more.