Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.62% flat
  • Treasury 1Y 4.00% flat
  • Treasury 10Y 4.65% down0.03
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 3.62% flat
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 4.00% flat
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 4.65% down0.03

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$10K – $75K
Minimum credit score
520+
Funding speed
24 hours
Rate
1.30 factor
View summary

Bricklane Funding is a fictional lender profile created for the BusinessFunding.org directory demonstration. Its sample terms illustrate a short funding window for businesses exploring lower-range financing.

Verified Lender
Funding range
$10K – $100K
Minimum credit score
550+
Funding speed
24–48 hours
Rate
1.25 factor
View summary

Northquill Financial is a fictional example of a flexible small-business funding provider. The profile highlights a moderate credit threshold and a decision timeframe of one to two business days.

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

RFA-DD-18-000

Deadline
September 30, 2030
Geography
National
Funder
Centers for Disease Control and Prevention
Posted
November 26, 2025
Eligibility Details

Submit application as necessary.

Applications Open

NIDCR Drug, Biologic, Device and/or Procedure Intervention Clinical Trial Planning and Implementation Cooperative Agreement (UG3/UH3 Clinical Trial Required)

Deadline
January 6, 2028
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

To support UG3/UH3 phased, cooperative agreement research applications to plan and implement clinical trials within the mission of the National Institute of Dental and Craniofacial Research (NIDCR)

Applications Open

CHEERS Open Period 1 – All Technical Areas

Deadline
September 30, 2027
Geography
National
Funder
Air Force -- Research Lab
Posted
November 18, 2025
Eligibility Details

The Air Force Research Laboratory, Human Effectiveness Directorate (RH) and the United States Air Force School of Aerospace Medicine (USAFSAM), is soliciting white papers (and potentially later technical and cost proposals) on the research located in the Statements of Objectives attached to the Continuing Human Enabling, Enhancing, Restoring and Sustaining (CHEERS) Multiple Authority Announcement (MAA) Opportunity FA2384-24-S-2233. List of Attachments: 1. "Open Period Solicitation 1_BAA…

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Open Contract Opportunities

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201 Verified Opportunities

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