Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.62% flat
  • Treasury 1Y 4.00% flat
  • Treasury 10Y 4.65% down0.03
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 3.62% flat
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 4.00% flat
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 4.65% down0.03

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$100K – $1.5M
Minimum credit score
680+
Funding speed
7–10 days
Rate
10.5% APR
View summary

Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.

Verified Lender
Funding range
$15K – $150K
Minimum credit score
575+
Funding speed
48 hours
Rate
1.20 factor
View summary

Swiftbridge Lending is a fictional lender used to preview the directory’s comparison experience. Its example offering pairs a midrange funding limit with a two-day funding timeline.

Verified Lender
Funding range
$10K – $100K
Minimum credit score
550+
Funding speed
24–48 hours
Rate
1.25 factor
View summary

Northquill Financial is a fictional example of a flexible small-business funding provider. The profile highlights a moderate credit threshold and a decision timeframe of one to two business days.

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Open Grant Opportunities

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0 Verified Open Grants

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No grant opportunities are available yet.

Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

FD2030-26-00210

DEPT OF DEFENSE

Response deadline
September 23, 2026
Location
National

NSN: 2840-01-308-4467NZ NOUN: LINER, AUGMENTOR COM. TOP DRAWING: 4070107 EDL REVISION & DATE: 23 / 24 JUL 2024 MDC CODE: WAB IM NAME: SNEED, TOMMY J.

Open Contract OpenGrants

FD2030-24-02763-02

DEPT OF DEFENSE

Response deadline
October 1, 2026
Location
National

NSN: 1560-01-166-1135EK NOUN: TRAILING EDGE, AIRCR TOP DRAWING: L2100164-021 EDL REVISION & DATE: 9 / 30 SEP 2025 MDC CODE: ZQC IM NAME: BROWN, PERRY L.

Open Contract OpenGrants

Supplement 512 for Fish and Fishery Products

Response deadline
January 1, 2027
Location
National

The Agricultural Marketing Service has posted a Final Supplement 512 for Fish and Fishery Products, January 2026. Primary updates include: adjusting the raw material requirements for shrimp from 18 months to 12 months. This update was required by USDC/NOAA to meet their Grade A requirements for the finished product; co…

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