Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.65% up0.01
  • Treasury 1Y 4.00% down0.04
  • Treasury 10Y 4.72% flat
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 19, 2026 4:17 pm. Source vintage August 14, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 17, 2026. Retrieved August 19, 2026 4:17 pm. Source vintage August 18, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 18, 2026. Retrieved August 19, 2026 4:17 pm. Source vintage August 19, 2026. 3.65% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 4:17 pm. Source vintage August 18, 2026. 4.00% down0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 4:17 pm. Source vintage August 18, 2026. 4.72% flat

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

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Open Grant Opportunities

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1,310 Verified Open Grants

Applications Open

FY26 Preparing for Active Shooter Situations (PASS)

Deadline
August 4, 2026
Funding
Up to $10,350,000
Geography
National
Funder
Community Oriented Policing Services
Eligibility Details

The Office of Community Oriented Policing Services (COPS) is the component of the U.S. Department of Justice responsible for advancing the practice of community policing and the Administration’s priority of Making America Safe Again by supporting the nation’s state, local, territorial and Tribal law enforcement agencies through information and grant resources. This is a notice of funding opportunity (NOFO) for the FY26 Preparing for Active…

Applications Open

SEEDING CRITICAL ADVANCES FOR LEADING ENERGY TECHNOLOGIES WITH UNTAPPED POTENTIAL (SCALEUP) READY

Deadline
September 29, 2029
Funding
$5,000,000–$20,000,000
Geography
National
Funder
Advanced Research Projects Agency Energy
Eligibility Details

The purpose of this modification is to clarify the meaning of the Program Policy Factors in Section V.C. To obtain a copy of the Notice of Funding Opportunity (NOFO) please go to the ARPA-E website at https://arpa-e-foa.energy.gov. To apply to this NOFO, Applicants must register with and submit application materials through ARPA-E eXCHANGE ( https://arpa-e-foa.energy.gov/Registration.aspx ). For detailed guidance on using ARPA-E eXCHANGE, please refer to the…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

FD2030-26-00210

DEPT OF DEFENSE

Response deadline
September 23, 2026
Location
National

NSN: 2840-01-308-4467NZ NOUN: LINER, AUGMENTOR COM. TOP DRAWING: 4070107 EDL REVISION & DATE: 23 / 24 JUL 2024 MDC CODE: WAB IM NAME: SNEED, TOMMY J.

Open Contract OpenGrants

FD2030-24-02763-02

DEPT OF DEFENSE

Response deadline
October 1, 2026
Location
National

NSN: 1560-01-166-1135EK NOUN: TRAILING EDGE, AIRCR TOP DRAWING: L2100164-021 EDL REVISION & DATE: 9 / 30 SEP 2025 MDC CODE: ZQC IM NAME: BROWN, PERRY L.

Open Contract OpenGrants

Supplement 512 for Fish and Fishery Products

Response deadline
January 1, 2027
Location
National

The Agricultural Marketing Service has posted a Final Supplement 512 for Fish and Fishery Products, January 2026. Primary updates include: adjusting the raw material requirements for shrimp from 18 months to 12 months. This update was required by USDC/NOAA to meet their Grade A requirements for the finished product; co…

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