Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.64% up0.02
  • Treasury 1Y 4.02% up0.02
  • Treasury 10Y 4.66% up0.01
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 3.64% up0.02
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 4.02% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 4.66% up0.01

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$100K – $1.5M
Minimum credit score
680+
Funding speed
7–10 days
Rate
10.5% APR
View summary

Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.

Verified Lender
Funding range
$10K – $100K
Minimum credit score
550+
Funding speed
24–48 hours
Rate
1.25 factor
View summary

Northquill Financial is a fictional example of a flexible small-business funding provider. The profile highlights a moderate credit threshold and a decision timeframe of one to two business days.

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

Addressing Sensory Health Needs Across the Lifespan Grant Program

Deadline
September 1, 2026
Funding
Up to $12,000,000
Geography
National
Posted
June 6, 2026
Eligibility Details

This PCORI Funding Announcement invites applications for patient-centered comparative clinical effectiveness research projects addressing care and outcomes across the lifespan for people living with sensory health conditions, including visual, auditory, olfactory, touch, taste, proprioceptive, vestibular and interoceptive systems. The program seeks research that informs health decisions for individuals with sensory disorders, their families and care partners in the United States, particularly...

Applications Open

Population Assessment of Tobacco and Health (PATH) Study Biospecimen Access (X01)

Deadline
October 30, 2026
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The Population Assessment of Tobacco and Health (PATH) Study provides the scientific community with biospecimens (urine, plasma, serum, and genomic DNA) and related research data on behaviors, attitudes, biomarkers and health outcomes associated with tobacco use in the U.S. This opportunity allows investigators to apply for access to the biospecimens from the PATH Study. Information about the PATH Study and this resource may be found…

Applications Open

Tribal Broadband Connectivity Program

Deadline
September 17, 2026
Geography
National
Funder
DOC NIST ERA
Posted
June 18, 2026
Eligibility Details

NTIA is soliciting applications for funds remaining under the Tribal Broadband Connectivity Program (TBCP), authorized by the Consolidated Appropriations Act, 2021, Division N, Title IX, Section 905(c), Public Law 116-260, 134 Stat. 1182 (Dec. 27, 2020) (Act), as amended by the Infrastructure Investment and Jobs Act, Division F, Title II, Section 60201, Public Law 117-58, 135 Stat. 429 (Nov. 15, 2021) (IIJA) (codified at 47…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

BPA – Clothing, Special Purpose PSC 8415

DEPT OF DEFENSE

Response deadline
November 11, 2028
Location
National

Naval Surface Warfare Center Indian Head Division (NSWC IHD), located in Indian Head, Maryland, is interested in establishing Blanket Purchase Agreements (BPAs) with companies that provide standard commercial supplies and services at competitive prices in Classification: PSC/FSC Code 8415, NAICS 315990, CLOTHING, SPECI…

Open Contract OpenGrants

HC-144 & HC-27J Inverter Repair

HOMELAND SECURITY, DEPARTMENT OF

Response deadline
October 17, 2027
Location
National

This is a combined synopsis/solicitation for commercial items prepared in accordance with the format in Federal Acquisition Regulation (FAR) Subpart 12.6 and Part 13.5, as supplemented with additional information included in this notice. This announcement constitutes the only solicitation; proposals are being requested…

Open Contract OpenGrants

Broad Agency Announcement for Basic and Applied Research at the US Army Combat Capabilities Development Command – Soldier Center

DEPT OF DEFENSE

Response deadline
February 27, 2030
Location
National

This Broad Agency Announcement (BAA) covers the following areas of scientific and technical areas of expertise: A. COMBAT FEEDING COMBAT FEEDING EQUIPMENT AND SYSTEMS COMBAT RATION RESEARCH AND DEVELOPMENT B. SOLDIER PROTECTION AND SURVIVABILITY WARFIGHTER SYSTEMS TECHNOLOGIES 1. Integrated Protective Headborne Equipme…

Technology

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