Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.66% up0.03
  • Treasury 1Y 4.00% down0.04
  • Treasury 10Y 4.72% flat
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 19, 2026 7:56 am. Source vintage August 14, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:56 am. Source vintage August 17, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:56 am. Source vintage August 18, 2026. 3.66% up0.03
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:56 am. Source vintage August 17, 2026. 4.00% down0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:56 am. Source vintage August 17, 2026. 4.72% flat

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$10K – $100K
Minimum credit score
550+
Funding speed
24–48 hours
Rate
1.25 factor
View summary

Northquill Financial is a fictional example of a flexible small-business funding provider. The profile highlights a moderate credit threshold and a decision timeframe of one to two business days.

Verified Lender
Funding range
$10K – $75K
Minimum credit score
520+
Funding speed
24 hours
Rate
1.30 factor
View summary

Bricklane Funding is a fictional lender profile created for the BusinessFunding.org directory demonstration. Its sample terms illustrate a short funding window for businesses exploring lower-range financing.

Verified Lender
Funding range
$15K – $150K
Minimum credit score
575+
Funding speed
48 hours
Rate
1.20 factor
View summary

Swiftbridge Lending is a fictional lender used to preview the directory’s comparison experience. Its example offering pairs a midrange funding limit with a two-day funding timeline.

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Open Grant Opportunities

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1,338 Verified Open Grants

Applications Open

F24AS00298 Cooperative Agriculture

Deadline
March 7, 2029
Geography
National
Funder
Fish and Wildlife Service
Posted
November 18, 2025
Eligibility Details

The objectives for the use of cooperative agriculture in the National Wildlife Refuge System (NWRS) are: production or modification of specific cover types or growing methods that meet the life history requirements of species for which we have established objectives (e.g., waterfowl production); production of foods for wildlife species for which we have established objectives; and/or maintenance, rehabilitation, or reestablishment of natural habitat. Cooperative agriculture…

Applications Open

Alzheimer’s Drug-Development Program (U01 Clinical Trial Optional)

Deadline
November 5, 2027
Funding
Up to $1,500,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

The goal of this Notice of Funding Opportunity (NOFO) is to provide funding support for the pre-clinical and early stage clinical (Phase I) development of novel small-molecule and biologic drug candidates that prevent Alzheimer's disease (AD), slow its progression, or treat its cognitive and behavioral symptoms. Participants in this program will receive funding for therapy development activities such as medicinal chemistry; pharmacokinetics (PK); Absorption, Distribution,…

Upcoming

State Innovation Voucher

Deadline
December 1, 2026
Funding
$10,000–$25,000
Geography
Selected states
Eligibility Details

Small businesses collaborating with an approved research or technical institution.

Innovation

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

FD2030-25-02359

DEPT OF DEFENSE

Response deadline
September 23, 2026
Location
National

NSN: 6685-01-224-7778TP NOUN: TRANSMITTER, PRESSUR TOP DRAWING: 16VY021003-1 EDL REVISION & DATE: 9 / 12 DEC 2024 MDC: EED IM NAME: DINH, VIVIAN U

Open Contract OpenGrants

LIFE CYCLE PILOT PROCESS (LCPP) AND RELATED TECHNOLOGIES BAA

DEPT OF DEFENSE

Response deadline
September 25, 2030
Location
National

This Broad Agency Announcement (BAA), which sets forth technology areas of interest to the U.S. Department of the Army, Joint Program Executive Office Armaments & Ammunition (JPEO A&A), Project Lead Joint Services (PLJS), Picatinny Arsenal, New Jersey, is issued under the paragraph 6.102(d)(2) of the Federal Ac…

Technology
Open Contract OpenGrants

Joint All-DomainTransformational Model Battle Management Decision Advantage Sprint for Human-machine teaming events (JADPACT DASH)

DEPT OF DEFENSE

Response deadline
May 9, 2028
Location
National

Decision Advantage Sprint for Human-Machine-Teaming (DASH) events provide support for ABMS Transformational Model Battle Management and an opportunity to learn about and explore many different AI/autonomy approaches for Battle Management. Furthermore, the events aim to ensure warfighter involvement in the development o…

Technology

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