Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.62% flat
  • Treasury 1Y 3.99% down0.04
  • Treasury 10Y 4.71% up0.01
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 14, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 19, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. 3.62% flat
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. 3.99% down0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. 4.71% up0.01

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

View all 200+ lenders →

12 Verified Lenders

Verified Lender
Funding range
$50K – $500K
Minimum credit score
640+
Funding speed
5 days
Rate
18% APR
View summary

Lumenrock Capital is a fictional lender created to demonstrate higher-limit financing results. Its sample information is suited to testing directory cards, credit filters, and five-day funding timelines.

Verified Lender
Funding range
$100K – $1.5M
Minimum credit score
680+
Funding speed
7–10 days
Rate
10.5% APR
View summary

Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.

Verified Lender
Funding range
$5K – $50K
Minimum credit score
500+
Funding speed
Same day
Rate
1.35 factor
View summary

Vantura Capital is a fictional sample lender representing smaller, fast-turnaround financing. This example profile helps demonstrate how businesses can compare modest funding amounts and same-day decisions.

Sign Up to Unlock More Features

Create your free account today to view all verified lenders and to unlock more tools including;advanced search, lender filters, comparisons and more.

Open Grant Opportunities

View all 200+ lenders →

1,310 Verified Open Grants

Applications Open

A.12 Hemispheric Airborne Measurements of Air Quality (HAMAQ) Science Team

Deadline
July 21, 2026
Geography
National
Funder
NASA Headquarters
Posted
April 21, 2026
Eligibility Details

Please note that this program requests optional Notices of Intent, which are due via NSPIRES by May 20, 2026 . See the full posting on NSPIRES for details. Amended April 20, 2026. This amendment presents a new program element in ROSES-2025. Notices of Intent (NOIs) are requested by May 20, 2026, and Proposals are due July 21, 2026. Connection information for a Pre-proposal webinar that will…

Applications Open

National Child Traumatic Stress Initiative – Community Treatment and Service Centers (CTS)

Deadline
July 27, 2026
Funding
Up to $600,000
Geography
National
Funder
Substance Abuse and Mental Health Services Adminis
Eligibility Details

The purpose of the NCTSI-III program is to create and operate Community Treatment and Service Centers to increase and deliver access to effective childhood trauma treatment services for children, youth, and their families, who experience traumatic events.

Applications Open

Mathematical Biology

Deadline
October 14, 2026
Geography
National
Funder
U.S. National Science Foundation
Posted
November 18, 2025
Eligibility Details

The Mathematical Biology Program supports research in all areas of mathematical sciences with relevance to the biological sciences. Successful proposals must demonstrate mathematical innovation, biological relevance and significance, and strong integration between mathematics and biology. Some projects of interest to the Mathematical Biology Program may include development of mathematical theories, methodologies, and tools traditionally seen in other disciplinary programs within the Division of...

Sign Up to Unlock More Features

Create your free account today to view all verified open grants and to unlock more tools including;advanced search, grant filters, comparisons and more.

Open Contract Opportunities

View all 200+ lenders →

201 Verified Opportunities

Open Contract OpenGrants

Space-to-Space (S2S) Communication Broad Agency Announcement (BAA)

DEPT OF DEFENSE

Response deadline
September 14, 2030
Location
National

***ATTENTION*** (02 Oct 25) Contractors who will be submitting Call 1.1 white papers marked as CUI shall do so via DOD SAFE. Contractors shall send an email to the security POC (listed below) asking them to initiate the DOD SAFE "Request a Drop-Off" action with the subject line S2S Comm BAA Call 1.1 DOD SAFE Drop-Off…

Technology
Open Contract OpenGrants

Air Force Installation and Mission Support Center (AFIMSC) STREAMLINING PROCUREMENT FOR EFFECTIVE EXECUTION & DELIVERY (SPEED) Commercial Solutions Opening (CSO)

DEPT OF DEFENSE

Response deadline
August 29, 2030
Location
National

CLOSED -2601 - Optimizing AFCEC CE IT Porfolio: Strengthening Systems for Global Operations (Added 10/1/2025) Due 11/1/2025 SEE Attachemnt Below. Open-2501- Construction Cost and Schedule (Open) (Added 9/16/2025) The Government seeks an innovative solution to improve project outcomes by combining benchmarking with forw…

Technology
Open Contract OpenGrants

BPA – Fire fighting Equipment PSC 4210

DEPT OF DEFENSE

Response deadline
November 11, 2028
Location
National

Naval Surface Warfare Center Indian Head Division (NSWC IHD), located in Indian Head, Maryland, is interested in establishing Blanket Purchase Agreements (BPAs) with companies that provide standard commercial supplies and services at competitive prices in Classification: NAICS 922160, PSC/FSC Code 4210, Fire Fighting E…

Sign Up to Unlock More Features

Create your free account today to view all verified opportunities and to unlock more tools including;advanced search, opportunity filters, comparisons and more.