Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.66% up0.03
  • Treasury 1Y 4.00% down0.04
  • Treasury 10Y 4.72% flat
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 14, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 18, 2026. 3.66% up0.03
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 4.00% down0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 4.72% flat

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$30K – $300K
Minimum credit score
620+
Funding speed
3–5 days
Rate
24% APR
View summary

Greyfield Funding is a fictional business lender presented as sample directory content. The profile models a larger funding range with a measured review period and an example APR.

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

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Open Grant Opportunities

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1,338 Verified Open Grants

Applications Open

F24AS00298 Cooperative Agriculture

Deadline
March 7, 2029
Geography
National
Funder
Fish and Wildlife Service
Posted
November 18, 2025
Eligibility Details

The objectives for the use of cooperative agriculture in the National Wildlife Refuge System (NWRS) are: production or modification of specific cover types or growing methods that meet the life history requirements of species for which we have established objectives (e.g., waterfowl production); production of foods for wildlife species for which we have established objectives; and/or maintenance, rehabilitation, or reestablishment of natural habitat. Cooperative agriculture…

Applications Open

Alzheimer’s Drug-Development Program (U01 Clinical Trial Optional)

Deadline
November 5, 2027
Funding
Up to $1,500,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

The goal of this Notice of Funding Opportunity (NOFO) is to provide funding support for the pre-clinical and early stage clinical (Phase I) development of novel small-molecule and biologic drug candidates that prevent Alzheimer's disease (AD), slow its progression, or treat its cognitive and behavioral symptoms. Participants in this program will receive funding for therapy development activities such as medicinal chemistry; pharmacokinetics (PK); Absorption, Distribution,…

Upcoming

State Innovation Voucher

Deadline
December 1, 2026
Funding
$10,000–$25,000
Geography
Selected states
Eligibility Details

Small businesses collaborating with an approved research or technical institution.

Innovation

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

93–PLASTIC SHEET

DEPT OF DEFENSE

Response deadline
September 8, 2026
Location
National

Proposed procurement for NSN 9330015658567 PLASTIC SHEET: Line 0001 Qty 2000 UI EA Deliver To: DLA DISTRIBUTION DEPOT OKLAHOMA By: 0090 DAYS ADO The solicitation is an RFQ and will be available at the link provided in this notice. Hard copies of this solicitation are not available. Digitized drawings and Military Speci…

Open Contract OpenGrants

FD2030-26-00179

DEPT OF DEFENSE

Response deadline
August 27, 2026
Location
National

NSN: 2840-01-323-5961NZ NOUN: STIFFENER, HEATCHIEL TOP DRAWING: 4060565 EDL REVISION & DATE: 2 / 16 OCT 2024 MDC: WFA IM NAME: VANHOUTAN, ELIZABETH C

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