Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.62% flat
  • Treasury 1Y 4.00% flat
  • Treasury 10Y 4.65% down0.03
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 3.62% flat
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 4.00% flat
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 20, 2026 9:06 pm. Source vintage August 20, 2026. 4.65% down0.03

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

Verified Lender
Funding range
$100K – $1.5M
Minimum credit score
680+
Funding speed
7–10 days
Rate
10.5% APR
View summary

Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.

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Open Grant Opportunities

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0 Verified Open Grants

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

FD2030-25-02498

DEPT OF DEFENSE

Response deadline
September 4, 2026
Location
National

NSN: 1680-01-077-3420RK NOUN: ACTUATOR, ELECTRO-ME TOP DRAWING: 16K0745-5 EDL REVISION & DATE: 15 / 04 SEP 2025 MDC CODE: ELG IM NAME: JACKSON, TODD L.

Open Contract OpenGrants

U.S. Army Contracting Command Detroit Arsenal (ACC-DTA) Strategic Services Branch Commercial Solutions Opening (CSO)

DEPT OF DEFENSE

Response deadline
June 30, 2030
Location
National

The 2014 Quadrennial Defense Review (QDR) established innovation as a central line of effort in the national defense strategy of the United States. The decisive military advantage of the United States over its adversaries and peer competitors is steadily eroding. Consequently, under 10 United States Code (U.S.C.) 345…

Technology
Open Contract OpenGrants

F16_ANAPG68_PN-646R706G01_1270010778078

DEPT OF DEFENSE

Response deadline
June 23, 2027
Location
National

NSN: 1270-01-077-8078 P/N: 646R706G01 Noun: Array Brazing Assembly Application: F-16 Radar Antenna 9 Nov 2022 Section C 1/3 SECTION C: 1. QUALIFICATION REQUIREMENTS THAT MUST BE SATISFIED TO BECOME A QUALIFIED SOURCE a. Prequalification Notice: The offeror shall notify the appropriate government Small Business Office o…

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