Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.66% up0.01
  • Treasury 1Y 4.01% up0.02
  • Treasury 10Y 4.64% down0.07
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 25, 2026. Retrieved August 27, 2026 6:28 am. Source vintage August 26, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 25, 2026. Retrieved August 27, 2026 6:28 am. Source vintage August 26, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 25, 2026. Retrieved August 27, 2026 6:28 am. Source vintage August 26, 2026. 3.66% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 25, 2026. Retrieved August 27, 2026 6:28 am. Source vintage August 26, 2026. 4.01% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 25, 2026. Retrieved August 27, 2026 6:28 am. Source vintage August 26, 2026. 4.64% down0.07

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

Verified Lender
Funding range
$10K – $100K
Minimum credit score
550+
Funding speed
24–48 hours
Rate
1.25 factor
View summary

Northquill Financial is a fictional example of a flexible small-business funding provider. The profile highlights a moderate credit threshold and a decision timeframe of one to two business days.

Verified Lender
Funding range
$30K – $300K
Minimum credit score
620+
Funding speed
3–5 days
Rate
24% APR
View summary

Greyfield Funding is a fictional business lender presented as sample directory content. The profile models a larger funding range with a measured review period and an example APR.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

NIGMS Institutional Biomedical Undergraduate Research Training (BURT) Program (T34)

Deadline
September 25, 2028
Geography
National
Funder
National Institutes of Health
Posted
February 17, 2026
Eligibility Details

The goal of the Institutional Biomedical Undergraduate Research Training (BURT) program is to strengthen research training environments and develop a pool of well-trained students who:Complete their baccalaureate degrees in biomedically-related fields, andTransition into and complete biomedical, research-focused higher degree programs (such as Ph.D. or M.D./Ph.D.).Specifically, this funding announcement provides support to eligible, domestic organizations to develop and implement effective,...

Applications Open

The 2027 YSEALI Regional Workshop: Securing Supply Chains

Deadline
August 31, 2026
Funding
$200,000–$300,000
Geography
National
Funder
U.S. Mission to Indonesia
Eligibility Details

Project Background, Goals, and Objectives In an era of global disruption and rapid technological change, secure and resilient supply chains are more critical than ever. This workshop will bring together early-stage professionals from across Southeast Asia to explore how supply chains operate, the impact of advanced technologies, and the critical minerals that power modern economies. They will leave equipped with tools to increase advocacy efforts…

Applications Open

NIAID Investigator Initiated Program Project Applications (P01 Clinical Trial Not Allowed)

Deadline
May 25, 2029
Geography
National
Funder
National Institutes of Health
Posted
May 8, 2026
Eligibility Details

This notice of funding opportunity (NOFO) invites submission of investigator-initiated Program Project (P01) applications. The proposed Programs should address scientific areas relevant to the NIAID mission including: biology and pathogenesis of infectious microbes, including HIV; host-microbe interactions; mechanisms regulating immune system development and function across the lifespan, and in response to infectious pathogens; immune dysfunction resulting in allergy, asthma, autoimmunity,...

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Scalable Solutions Office (SSO) Mission Office Innovative Solutions Opening (ISO)

HEALTH AND HUMAN SERVICES, DEPARTMENT OF

Response deadline
March 6, 2029
Location
National

This ISO seeks solution summaries and proposals for projects that fall within the general scope of the ARPA-H Scalable Solutions mission office. SSO expands what is technically possible by developing approaches that will leverage an interdisciplinary approach and collaborative networks to address challenges of geograph…

Social Services Technology
Open Contract OpenGrants

Strategic Capabilities Office Broad Agency Announcement

DEPT OF DEFENSE

Response deadline
September 20, 2029
Location
National

Strategic Capabilities Office (SCO) is an organization within the Office of the Secretary of Defense which seeks to identify, analyze, and prototype disruptive applications of new systems, unconventional uses of existing systems, and implement emerging technologies to create operational strategic effects. SCO is a rapi…

Technology
Open Contract OpenGrants

Joint All-DomainTransformational Model Battle Management Decision Advantage Sprint for Human-machine teaming events (JADPACT DASH)

DEPT OF DEFENSE

Response deadline
May 9, 2028
Location
National

Decision Advantage Sprint for Human-Machine-Teaming (DASH) events provide support for ABMS Transformational Model Battle Management and an opportunity to learn about and explore many different AI/autonomy approaches for Battle Management. Furthermore, the events aim to ensure warfighter involvement in the development o…

Technology

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