Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.62% flat
  • Treasury 1Y 3.99% down0.04
  • Treasury 10Y 4.71% up0.01
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 14, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 19, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. 3.62% flat
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. 3.99% down0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:16 pm. Source vintage August 19, 2026. 4.71% up0.01

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

Verified Lender
Funding range
$10K – $75K
Minimum credit score
520+
Funding speed
24 hours
Rate
1.30 factor
View summary

Bricklane Funding is a fictional lender profile created for the BusinessFunding.org directory demonstration. Its sample terms illustrate a short funding window for businesses exploring lower-range financing.

Verified Lender
Funding range
$5K – $50K
Minimum credit score
500+
Funding speed
Same day
Rate
1.35 factor
View summary

Vantura Capital is a fictional sample lender representing smaller, fast-turnaround financing. This example profile helps demonstrate how businesses can compare modest funding amounts and same-day decisions.

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Open Grant Opportunities

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1,310 Verified Open Grants

Applications Open

Urban, Indoor, and other Emerging Agricultural Production Research, Education, and Extension Initiative

Deadline
July 27, 2026
Funding
$50,000–$500,000
Geography
National
Funder
National Institute of Food and Agriculture
Eligibility Details

The UIE program (ALN 10.333) supports research, education, and extension activities through competitive grants designed to address key production and market challenges of local, regional, and national importance. The authorization covers the full food value chain, including production, harvesting, transportation, aggregation, packaging, distribution, and market development. Public input was solicited through Federal Register Notice 2020-08402, stakeholder listening sessions, and consultation...

Applications Open

BRAIN Initiative: Development and Validation of Novel Tools to Probe Cell-Specific and Circuit-Specific Processes in the Brain (R01 Clinical Trial Not Allowed)

Deadline
February 8, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The purpose of this Brain Research through Advancing Innovative Neurotechnologies (BRAIN) Initiative is to encourage applications that will develop and validate novel tools to facilitate the detailed analysis of complex circuits and provide insights into cellular interactions that underlie brain function. The new tools and technologies should inform and/or exploit cell-type and/or circuit-level specificity. Plans for validating the utility of the tool/technology will be an…

Applications Open

HEAL Initiative: Translating Addiction Epidemiology, Prevention, Treatment, and Recovery Research into Practice (R61/R33 – Clinical Trial Optional)

Deadline
February 9, 2029
Geography
National
Funder
National Institutes of Health
Posted
June 4, 2026
Eligibility Details

The goal of this notice of funding opportunity (NOFO) is to address the opioid crisis and/or overdose events by supporting action-oriented research, accelerating the translation of addiction epidemiology, prevention, treatment services, and recovery research to practice. Proposed studies may target the individual, provider, organizational, community, or system level. This initiative prioritizes replicable and scalable approaches for accelerating the routine use of effective, evidence-based...

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

J063, Panic and Intrusion Alarm Replacement and Monitoring, Various Clinics – Portland Veterans Affairs Healthcare System, Dept of Veterans Affairs

Department of Veterans Affairs

Response deadline
September 27, 2026
Location
National

THIS IS A SOURCES SOUGHT NOTICE ONLY. This is not a solicitation for bids, proposals, proposal abstracts, or quotations. The purpose of this Sources Sought Notice is to obtain information regarding the availability and capability of all qualified sources to perform a potential requirement. The responses received from i…

Healthcare Social Services
Open Contract OpenGrants

CHEESE, PROCESSED for use in Domestic Food Assistance Programs.

Response deadline
October 6, 2026
Location
National

This is a combined synopsis/solicitation for commercial products or commercial services prepared in accordance with part 12. This announcement constitutes the only solicitation. Offers are being requested and a separate written solicitation will not be issued. USDA s Agricultural Marketing Service (AMS)-Commodity Procu…

Social Services

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