This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.
Every funding option, explained in plain English
Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.
The table lists each benchmark, its current value, and its change over 7 days.
| Benchmark | Rate | 7 days |
|---|---|---|
| Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 20, 2026 2:08 am. Source vintage August 14, 2026. | 6.75% | flat |
| Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:08 am. Source vintage August 18, 2026. | 3.63% | flat |
| Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:08 am. Source vintage August 19, 2026. | 3.65% | up0.01 |
| 1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:08 am. Source vintage August 18, 2026. | 3.99% | down0.04 |
| 10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 2:08 am. Source vintage August 18, 2026. | 4.71% | up0.01 |
12 Verified Lenders
Greyfield Funding is a fictional business lender presented as sample directory content. The profile models a larger funding range with a measured review period and an example APR.
Bricklane Funding is a fictional lender profile created for the BusinessFunding.org directory demonstration. Its sample terms illustrate a short funding window for businesses exploring lower-range financing.
Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.
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