Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.66% up0.03
  • Treasury 1Y 4.00% down0.04
  • Treasury 10Y 4.72% flat
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 14, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 18, 2026. 3.66% up0.03
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 4.00% down0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 17, 2026. Retrieved August 19, 2026 7:58 am. Source vintage August 17, 2026. 4.72% flat

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

Verified Lender
Funding range
$10K – $75K
Minimum credit score
520+
Funding speed
24 hours
Rate
1.30 factor
View summary

Bricklane Funding is a fictional lender profile created for the BusinessFunding.org directory demonstration. Its sample terms illustrate a short funding window for businesses exploring lower-range financing.

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

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Open Grant Opportunities

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1,338 Verified Open Grants

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

AFTAC Commercial Solutions Opening (CSO) 2024

DEPT OF DEFENSE

Response deadline
April 25, 2029
Location
National

This Commercial Solutions Opening (CSO), as contemplated in Federal Acquisition Regulation (FAR) 6.102(b)(c)(d) and Class Deviation 2022-O0007 Defense Commercial Solutions Opening, is a competitive solicitation of proposals focused on technologies to meet the Air Force Technical Application Center's (AFTAC) mission.…

Technology
Open Contract OpenGrants

Notice of Award Maintenance for Government owned BacT/ALERT 3D Equipment.

DEPT OF DEFENSE

Response deadline
May 19, 2028
Location
National

Notice of Intent to award Sole Source Biomerieux, Inc. to provide Maintenance for Government owned BacT/ALERT 3D Equipment. The Medical Readiness Contracting Office, West, Fort Cavazos, Texas intends to award a firm-fixed-price sole source contract to Biomerieux, Inc, to provide Maintenance for Government owned BacT/AL…

Open Contract OpenGrants

FD2030-25-02557

DEPT OF DEFENSE

Response deadline
September 23, 2026
Location
National

NSN: 2840-01-619-8983NZ NOUN: VANE SEGMENT, COMPRE. TOP DRAWING: 4089087-02 EDL REVISION & DATE: 3 / 15 FEB 2022 MDC CODE: W9N IM NAME: FALCONER, MICHAEL S.

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