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Every funding option, explained in plain English
Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.
The table lists each benchmark, its current value, and its change over 7 days.
| Benchmark | Rate | 7 days |
|---|---|---|
| Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated July 30, 2026. Retrieved August 2, 2026 7:36 pm. Source vintage July 31, 2026. | 6.75% | flat |
| Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated July 30, 2026. Retrieved August 2, 2026 7:36 pm. Source vintage July 31, 2026. | 3.63% | flat |
| Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated July 30, 2026. Retrieved August 2, 2026 7:36 pm. Source vintage July 31, 2026. | 3.65% | up0.01 |
| 1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated July 30, 2026. Retrieved August 2, 2026 7:36 pm. Source vintage July 31, 2026. | 4.04% | down0.11 |
| 10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated July 30, 2026. Retrieved August 2, 2026 7:36 pm. Source vintage July 31, 2026. | 4.68% | down0.03 |
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