Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.63% up0.01
  • Treasury 1Y 3.99% up0.02
  • Treasury 10Y 4.69% up0.06
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 20, 2026. Retrieved August 22, 2026 2:27 am. Source vintage August 21, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 20, 2026. Retrieved August 22, 2026 2:27 am. Source vintage August 21, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 20, 2026. Retrieved August 22, 2026 2:27 am. Source vintage August 21, 2026. 3.63% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 20, 2026. Retrieved August 22, 2026 2:27 am. Source vintage August 21, 2026. 3.99% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 20, 2026. Retrieved August 22, 2026 2:27 am. Source vintage August 21, 2026. 4.69% up0.06

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

Verified Lender
Funding range
$100K – $1.5M
Minimum credit score
680+
Funding speed
7–10 days
Rate
10.5% APR
View summary

Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.

Verified Lender
Funding range
$5K – $50K
Minimum credit score
500+
Funding speed
Same day
Rate
1.35 factor
View summary

Vantura Capital is a fictional sample lender representing smaller, fast-turnaround financing. This example profile helps demonstrate how businesses can compare modest funding amounts and same-day decisions.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

Substance Use/Substance Use Disorder Dissertation Research Award (R36 Clinical Trials Not Allowed)

Deadline
September 7, 2026
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The goal of this NOFO is to support doctoral candidates from a variety of academic disciplines for up to two years for the completion of the doctoral dissertation research project. Research projects should align with NIDA funding priorities detailed here (https://www.drugabuse.gov/funding/funding-priorities). This award will facilitate the entry of promising new investigators into the field of substance use/substance use disorder (SU(D) research, enhancing the pool of…

Applications Open

WaterSMART Drought Response Program

Deadline
October 3, 2031
Funding
$25,000–$1,500,000
Geography
National
Funder
Bureau of Reclamation
Eligibility Details

Through WaterSMART, the Bureau of Reclamation (Reclamation) leverages Federal and non-Federal funding to work cooperatively with States, Tribes, and other entities as they plan for and implement actions to increase water supply and hydropower reliability. The WaterSMART Drought Response Program NOFO invites eligible applicants to submit proposals for projects designed to improve drought resilience by developing effective water management strategies and drought contingency plans. Funding…

Applications Open

Research Experiences and/or Mentoring Networks through Research Education to Enhance Clinician-Scientists’ Participation in NIDCDs Research (R25 Clinical Trial Not Allowed)

Deadline
September 29, 2027
Funding
Up to $250,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

The NIH Research Education Program (R25) supports research education activities in the mission areas of the NIH. The overarching goal of this R25 program is to support educational activities that help recruit individuals with specific specialty or disciplinary backgrounds to research careers in biomedical, behavioral and clinical sciences.

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Health Science Futures (HSF) Mission Office Innovative Solutions Opening (ISO)

HEALTH AND HUMAN SERVICES, DEPARTMENT OF

Response deadline
March 6, 2029
Location
National

This ISO seeks solution summaries and proposal submissions for projects that fall within the general scope of the ARPA-H Health Science Futures (HSF) mission office. HSF expands what is technically possible by developing approaches that will remove the scientific and technological limitations that stymie progress towar…

Healthcare Research
Open Contract OpenGrants

CHEESE, PROCESSED for use in Domestic Food Assistance Programs.

Response deadline
October 6, 2026
Location
National

This is a combined synopsis/solicitation for commercial products or commercial services prepared in accordance with part 12. This announcement constitutes the only solicitation. Offers are being requested and a separate written solicitation will not be issued. USDA s Agricultural Marketing Service (AMS)-Commodity Procu…

Social Services

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