Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.64% up0.01
  • Treasury 1Y 4.04% up0.05
  • Treasury 10Y 4.67% down0.02
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 26, 2026. Retrieved August 30, 2026 12:59 am. Source vintage August 27, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 27, 2026. Retrieved August 30, 2026 12:59 am. Source vintage August 28, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 27, 2026. Retrieved August 30, 2026 12:59 am. Source vintage August 28, 2026. 3.64% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 27, 2026. Retrieved August 30, 2026 12:59 am. Source vintage August 28, 2026. 4.04% up0.05
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 27, 2026. Retrieved August 30, 2026 12:59 am. Source vintage August 28, 2026. 4.67% down0.02

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$30K – $300K
Minimum credit score
620+
Funding speed
3–5 days
Rate
24% APR
View summary

Greyfield Funding is a fictional business lender presented as sample directory content. The profile models a larger funding range with a measured review period and an example APR.

Verified Lender
Funding range
$15K – $150K
Minimum credit score
575+
Funding speed
48 hours
Rate
1.20 factor
View summary

Swiftbridge Lending is a fictional lender used to preview the directory’s comparison experience. Its example offering pairs a midrange funding limit with a two-day funding timeline.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

Mentored Patient-Oriented Research Career Development Award (Parent K23 Independent Clinical Trial Not Allowed)

Deadline
May 7, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The purpose of the NIH Mentored Patient-Oriented Research Career Development Award (K23) is to support the career development of individuals with a clinical doctoral degree who have made a commitment to focus their research endeavors on patient-oriented research.

Applications Open

Innovation Grants to Nurture Initial Translational Efforts (IGNITE): Assay Development and Neurotherapeutic Agent Identification (R61/R33 Clinical Trial Not Allowed)

Deadline
October 20, 2027
Funding
Up to $750,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

This funding opportunity announcement (FOA) encourages research grant applications to develop in vitro and/or ex vivo assays and conduct iterative screening efforts to identify and characterize potential therapeutic agents for neurological or neuromuscular disorders. This FOA is part of a suite of Innovation Grants to Nurture Initial Translational Efforts (IGNITE) to advance projects to the point where they can meet the entry criteria for the…

Applications Open

Cancer Research Education Grants Program – Curriculum or Methods Development (R25 Clinical Trial Not Allowed)

Deadline
January 7, 2027
Funding
Up to $150,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

Max award: $150,000 Eligibility: Other Eligible Applicants include the following: Alaska Native and Native Hawaiian Serving Institutions; Asian American Native American Pacific Islander Serving Institutions (AANAPISISs); Eligible Agencies of the Federal Government; Faith-based or Community-based Organizations; Hispanic-serving Institutions; Historically Black Colleges and Universities (HBCUs); Indian/Native American Tribal Governments (Other than Federally Recognized); Non-domestic (non-U.S.)...

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

F16_AN_APG68_ElectronTube_5960011538780_PN_585R224H01_3

DEPT OF DEFENSE

Response deadline
August 12, 2027
Location
National

P/N: 585R224H01, 585R224H03 Noun: Electron Tube Application: F-16 AN/APG-68 Radar Dual Mode Transmitter 4 Oct 2021 Section C 1/3 SECTION C: 1. QUALIFICATION REQUIREMENTS THAT MUST BE SATISFIED TO BECOME A QUALIFIED SOURCE a. Prequalification Notice: The offeror shall notify the appropriate government Small Business Off…

Open Contract OpenGrants

BPA – SUPPORT- PROFESSIONAL: PATENT AND TRADEMARK PSC R498

DEPT OF DEFENSE

Response deadline
November 11, 2028
Location
National

Naval Surface Warfare Center Indian Head Division (NSWC IHD), located in Indian Head, Maryland, is interested in establishing Blanket Purchase Agreements (BPAs) with companies that provide standard commercial supplies and services at competitive prices in Classification: PSC/FSC Code R498, NAICS 541199, SUPPORT- PROFES…

Open Contract OpenGrants

JRE Help Desk

DEPT OF DEFENSE

Response deadline
September 9, 2026
Location
National

This is a COMBINED SYNOPSIS/SOLICITATION for commercial services prepared in accordance with the guidelines established in the Federal Acquisition Regulation (FAR) Part 13, utilizing Simplified Acquisition Procedures. This announcement serves as the sole solicitation; no written solicitation will be issued. The Air For…

Technology

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