Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.63% up0.01
  • Treasury 1Y 3.99% up0.02
  • Treasury 10Y 4.69% up0.06
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 20, 2026. Retrieved August 23, 2026 8:35 am. Source vintage August 21, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 20, 2026. Retrieved August 23, 2026 8:35 am. Source vintage August 21, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 20, 2026. Retrieved August 23, 2026 8:35 am. Source vintage August 21, 2026. 3.63% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 20, 2026. Retrieved August 23, 2026 8:35 am. Source vintage August 21, 2026. 3.99% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 20, 2026. Retrieved August 23, 2026 8:35 am. Source vintage August 21, 2026. 4.69% up0.06

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$100K – $1.5M
Minimum credit score
680+
Funding speed
7–10 days
Rate
10.5% APR
View summary

Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

FY26 Collaborative Reform Organizational Assessment and Enhanced Training Invitational

Deadline
August 24, 2026
Funding
Up to $750,000
Geography
National
Funder
Community Oriented Policing Services
Eligibility Details

The Office of Community Oriented Policing Services (COPS) is the component of the U.S. Department of Justice responsible for advancing the practice of community policing and the Administration’s priority of Making America Safe Again by supporting the nation’s state, local, territorial and Tribal law enforcement agencies through information and grant resources. The FY26 Collaborative Reform Initiative (CRI) Organizational Assessment and Enhanced Training program funding opportunity…

Applications Open

FY2026 ABPP – Battlefield Land Acquisition Grant

Deadline
September 30, 2026
Geography
National
Funder
National Park Service
Posted
November 18, 2025
Eligibility Details

Historic battlefields and associated sites of armed conflict are powerful reminders of the shared heritage of all Americans. In an ongoing effort to extend the conservation of natural and cultural resources beyond our park boundaries, the National Park Service American Battlefield Protection Program (NPS ABPP) promotes the preservation and interpretation of these important places. NPS ABPP supports community-driven stewardship of historic resources through four grant…

Applications Open

Cellular and Molecular Biology of Complex Brain Disorders (R01 Clinical Trial Not Allowed)

Deadline
September 7, 2026
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

This Notice of Funding Opportunity (NOFO) encourages research on the biology of high-confidence risk factors associated with complex brain disorders, with a focus on the intracellular, transcellular, and circuit substrates of neural function. For the purposes of this NOFO, the term complex can refer to a multifactorial contribution to risk (e.g., polygenic and/or environmental) and/or highly distributed functional features of the brain disorder. Studies may…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Broad Agency Announcement (BAA) for Battery Network (BATTNET)

DEPT OF DEFENSE

Response deadline
September 2, 2026
Location
National

This notice constitutes a combined synopsis and Broad Agency Announcement (BAA) for the acquisition of research and development in accordance with Federal Acquisition Regulation (FAR) 35.016, Broad Agency Announcement, as supplemented with additional information included in this notice. No other solicitation will be is…

Research Technology
Open Contract OpenGrants

CHEESE, PROCESSED for use in Domestic Food Assistance Programs.

Response deadline
October 6, 2026
Location
National

This is a combined synopsis/solicitation for commercial products or commercial services prepared in accordance with part 12. This announcement constitutes the only solicitation. Offers are being requested and a separate written solicitation will not be issued. USDA s Agricultural Marketing Service (AMS)-Commodity Procu…

Social Services
Open Contract OpenGrants

FY26-Expert-Board-Reviews-01

Response deadline
September 30, 2026
Location
National

DESCRIPTION OF SOURCES SOUGHT The purpose of this notice is to identify potential sources for addition to the general pool of Blanket Purchase Agreements (BPAs) of Board approved entities with expertise as actuaries or in underwriting of insurance policies to serve as reviewers of policies; In accordance with 7 USC CHA…

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