Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.63% up0.01
  • Treasury 1Y 3.99% up0.02
  • Treasury 10Y 4.69% up0.06
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 20, 2026. Retrieved August 23, 2026 8:35 am. Source vintage August 21, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 20, 2026. Retrieved August 23, 2026 8:35 am. Source vintage August 21, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 20, 2026. Retrieved August 23, 2026 8:35 am. Source vintage August 21, 2026. 3.63% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 20, 2026. Retrieved August 23, 2026 8:35 am. Source vintage August 21, 2026. 3.99% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 20, 2026. Retrieved August 23, 2026 8:35 am. Source vintage August 21, 2026. 4.69% up0.06

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$50K – $500K
Minimum credit score
640+
Funding speed
5 days
Rate
18% APR
View summary

Lumenrock Capital is a fictional lender created to demonstrate higher-limit financing results. Its sample information is suited to testing directory cards, credit filters, and five-day funding timelines.

Verified Lender
Funding range
$100K – $1.5M
Minimum credit score
680+
Funding speed
7–10 days
Rate
10.5% APR
View summary

Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.

Verified Lender
Funding range
$5K – $50K
Minimum credit score
500+
Funding speed
Same day
Rate
1.35 factor
View summary

Vantura Capital is a fictional sample lender representing smaller, fast-turnaround financing. This example profile helps demonstrate how businesses can compare modest funding amounts and same-day decisions.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

INCLUDE Project: Transformative Research Awards for Down syndrome (R01 Clinical Trial Not Allowed)

Deadline
June 15, 2028
Funding
Up to $500,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

The NIH INvestigation of Co-occurring conditions across the Lifespan to Understand Down syndromE (INCLUDE) Project seeks to improve health and quality-of-life for individuals with Down syndrome. The purpose of this Notice of Funding Opportunity (NOFO) is to solicit Transformative Research Award applications to support individual scientists or groups of scientists proposing groundbreaking, exceptionally innovative, original, and/or unconventional research that has the potential to create new...

Applications Open

NDEP STEM Open NFO

Deadline
February 8, 2028
Funding
$100,000–$10,000,000
Geography
National
Funder
Washington Headquarters Services
Eligibility Details

This is an open NFO, applicants may apply to this posting or subsequent amendments for specific STEM activities. See the Related Documents tab for the full NFO, and amendments announcing new funding opportunities. The Department of War (DoW) Office of the Under Secretary of War for Research and Engineering (OUSW(R&E)) seeks innovative applications on mechanisms to implement and research the effectiveness of STEM education, outreach,…

Applications Open

Notice of Intent on Upcoming 2020 TIP Office Funding Opportunity

Deadline
January 1, 2099
Geography
National
Funder
Office to Monitor-Combat Trafficking in Persons
Posted
November 18, 2025
Eligibility Details

The TIP Office intends to announce its 2020 Funding Opportunity for the annual awards competition process in the upcoming weeks. The TIP Office is finalizing language for the annual awards competition process that includes a number of regional and thematic priorities for funding globally. Recognizing the hard work and effort that is involved in developing applications for funding, the TIP Office is notifying organizations that…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Q402–Q402- Atlanta VAMC Community Nursing Home Services

Department of Veterans Affairs

Response deadline
September 30, 2027
Location
National

Presolicitation Notice Presolicitation Notice Page 3 of 3 Solicitation Description Presolicitation Notice Page 1 of 3 Solicitation Number: 36C24724R0073 The solicitation is issued on an unrestricted basis all businesses are invited to participate. The NAICS code is 623110, Nursing Care Facilities (Skilled Nursing Facil…

Healthcare Social Services
Open Contract OpenGrants

Fixed Base Weather Observation System (FBWOS) Program AN/FMQ-23 Production

DEPT OF DEFENSE

Response deadline
October 17, 2026
Location
National

See the attached doc titled: 2025 FMQ-23 Request for Information (RFI) for more infromation. If you required any documentation referenced in the RFI, reach out to Capt Christopher Thier Christopher.thier@us.af.mil Kathryn Mackessy kathryn.mackessy@us.af.mil Brett Maguire brett.maguire@us.af.mil

Open Contract OpenGrants

FY25/26 Naval Aviation North Stars Enterprise-Wide Broad Agency Announcement (BAA)

DEPT OF DEFENSE

Response deadline
September 4, 2026
Location
National

The Government is interested in receiving white papers for research and development, which may include but is not limited to, rapid prototyping, demonstration, and experimentation projects that offer potential for advancements and improvements in Integrated Warfighting Capability across the Naval Aviation Mission Areas…

Research Technology

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