Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.65% up0.03
  • Treasury 1Y 4.03% up0.05
  • Treasury 10Y 4.74% up0.06
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 20, 2026. Retrieved August 25, 2026 3:02 am. Source vintage August 21, 2026. 6.75% flat
Effective federal funds rateCached observation. DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 21, 2026. Retrieved August 25, 2026 3:02 am. Source vintage August 24, 2026. 3.63% flat
Secured Overnight Financing RateCached observation. SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 21, 2026. Retrieved August 25, 2026 3:02 am. Source vintage August 24, 2026. 3.65% up0.03
1-year Treasury yieldCached observation. DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 21, 2026. Retrieved August 25, 2026 3:02 am. Source vintage August 24, 2026. 4.03% up0.05
10-year Treasury yieldCached observation. DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 21, 2026. Retrieved August 25, 2026 3:02 am. Source vintage August 24, 2026. 4.74% up0.06

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$50K – $500K
Minimum credit score
640+
Funding speed
5 days
Rate
18% APR
View summary

Lumenrock Capital is a fictional lender created to demonstrate higher-limit financing results. Its sample information is suited to testing directory cards, credit filters, and five-day funding timelines.

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

Verified Lender
Funding range
$100K – $1.5M
Minimum credit score
680+
Funding speed
7–10 days
Rate
10.5% APR
View summary

Bluewharf Capital is a fictional capital provider included to test high-value lender listings. The sample details show a seven-to-ten-day process for businesses comparing larger funding opportunities.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

RFA-CE-18-000

Deadline
September 30, 2030
Geography
National
Funder
Centers for Disease Control and Prevention
Posted
November 26, 2025
Eligibility Details

Submit application as necessary for Type 6 Applications.

Applications Open

Career Transition Award for NINDS Intramural Clinician-Scientists (K22 Clinical Trial Required)

Deadline
November 12, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The objective of the NIH Career Transition Award (K22) is to provide support to outstanding basic or clinical investigators to develop their independent research skills through a two phase program: an initial period involving an intramural appointment at the NIH and a final period of support at an extramural institution. This NINDS K22 is specifically designed to facilitate the transition of NINDS intramural neurologist- and…

Applications Open

Single Source for Continuation of the Integrated Islet Distribution Program U24 (Clinical Trial Not Allowed)

Deadline
September 30, 2026
Funding
Up to $2,200,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

This is a NOFO for a Single Source competition that will invite application(s) from eligible organization(s) to apply. Please see Eligibility Section for additional information. In accordance with NIH standard peer-review processes, the application(s) will be peer-reviewed, and only meritorious application(s) will be considered for funding.The National Institute of Diabetes and Digestive and Kidney Diseases (NIDDK) is announcing its intent to issue a single source…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

CBP’s Industry Partnership and Outreach Program Office

HOMELAND SECURITY, DEPARTMENT OF

Response deadline
December 31, 2029
Location
National

The United States Customs and Border Protection (CBP), Industry Partnership and Outreach Program office is providing notice to industry for the change in email addresses to reach our office. All inquires including: small businesses, large businesses, unsolicited proposals should now be sent to cbp-ipop@cbp.dhs.gov whic…

Open Contract OpenGrants

BPA – Air Conditioning and Warm Air Heating PSC 4120, 4130

DEPT OF DEFENSE

Response deadline
November 11, 2028
Location
National

Naval Surface Warfare Center Indian Head Division (NSWC IHD), located in Indian Head, Maryland, is interested in establishing Blanket Purchase Agreements (BPAs) with companies that provide standard commercial supplies and services at competitive prices in Classification: PSC/FSC Code 4120, NAICS 333415, AIR CONDITIONIN…

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