Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.63% up0.01
  • Treasury 1Y 3.99% up0.02
  • Treasury 10Y 4.69% up0.06
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 20, 2026. Retrieved August 22, 2026 2:27 am. Source vintage August 21, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 20, 2026. Retrieved August 22, 2026 2:27 am. Source vintage August 21, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 20, 2026. Retrieved August 22, 2026 2:27 am. Source vintage August 21, 2026. 3.63% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 20, 2026. Retrieved August 22, 2026 2:27 am. Source vintage August 21, 2026. 3.99% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 20, 2026. Retrieved August 22, 2026 2:27 am. Source vintage August 21, 2026. 4.69% up0.06

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

Verified Lender
Funding range
$50K – $500K
Minimum credit score
640+
Funding speed
5 days
Rate
18% APR
View summary

Lumenrock Capital is a fictional lender created to demonstrate higher-limit financing results. Its sample information is suited to testing directory cards, credit filters, and five-day funding timelines.

Verified Lender
Funding range
$10K – $75K
Minimum credit score
520+
Funding speed
24 hours
Rate
1.30 factor
View summary

Bricklane Funding is a fictional lender profile created for the BusinessFunding.org directory demonstration. Its sample terms illustrate a short funding window for businesses exploring lower-range financing.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

FY 2026 Continuation of Solicitation for the Office of Science Financial Assistance Program

Deadline
September 30, 2026
Funding
$50,000–$5,000,000
Geography
National
Funder
Office of Science
Eligibility Details

The Office of Science (SC) of the Department of Energy (DOE) hereby announces its continuing interest in receiving applications for support of work in the following program areas: Advanced Scientific Computing Research, Basic Energy Sciences, Biological and Environmental Research, Fusion Energy Sciences, High Energy Physics, Nuclear Physics, and Isotope R&D and Production. On September 3, 1992, DOE published in the Federal Register the Office of…

Applications Open

Notice of Intent: Program to End Modern Slavery FY 2022

Deadline
January 1, 2099
Geography
National
Funder
Office to Monitor-Combat Trafficking in Persons
Posted
November 18, 2025
Eligibility Details

Note: This is a Notice of Intent. An announcement is not related to this notice. The U.S. State Department’ s Office to Monitor and Combat Trafficking in Persons (TIP Office) is not accepting applications at this time. Please review the attached notice for full details. Background: The goal of the Program to End Modern Slavery (PEMS) is to measurably and substantially reduce the prevalence of…

Applications Open

Development of Biomarkers or Composite Biomarkers for Neurological and Neuromuscular Disorders (R61/R33 – Clinical Trial Optional)

Deadline
January 7, 2028
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The overarching purpose of this Funding Opportunity Announcement (FOA) is to promote the discovery and/or early evaluation of strong candidate biomarkers and biomarker signatures that can be used as tools to facilitate the clinical development of neurotherapeutics and their use in clinical practice. Specifically, the focus of this FOA is on the identification and initial biological, analytical and clinical evaluation of biomarkers and biomarker signatures…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Environmental Security Technology Certification Program (ESTCP) Energy and Environmental Technology Demonstrations Open Topics Broad Agency Announcement (BAA)

DEPT OF DEFENSE

Response deadline
August 21, 2026
Location
National

BOTH SMALL BUSINESS AND LARGE BUSINESS ARE ENCOURAGED TO RESPOND. The Environmental Security Technology Certification Program (ESTCP) is the Department of Defense s (DoD) demonstration and validation program for environmental and installation energy technologies. The ESTCP Office is interested in receiving white papers…

Environment Technology
Open Contract OpenGrants

FD2030-26-00207

DEPT OF DEFENSE

Response deadline
October 7, 2026
Location
National

NSN: 2840-01-445-5777NZ NOUN: DUCT, COMPRESSOR, AIR TOP DRAWING: 4082848 EDL REVISION & DATE: 8 / 15 DEC 2022 MDC CODE: W9D IM NAME: HAWKINS, KYM R.

Open Contract OpenGrants

FD2030-26-00248

DEPT OF DEFENSE

Response deadline
October 1, 2026
Location
National

NSN: 2840-01-480-4614PR NOUN: LINER, COMBUSTION CH TOP DRAWING: 1465M95G11 EDL REVISION & DATE: 10 / 01 OCT 2025 MDC CODE: AAL IM NAME: FALCONER, MICHAEL S.

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