Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.66% up0.01
  • Treasury 1Y 4.01% up0.02
  • Treasury 10Y 4.64% down0.07
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 25, 2026. Retrieved August 27, 2026 12:23 am. Source vintage August 26, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 25, 2026. Retrieved August 27, 2026 12:23 am. Source vintage August 26, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 25, 2026. Retrieved August 27, 2026 12:23 am. Source vintage August 26, 2026. 3.66% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 25, 2026. Retrieved August 27, 2026 12:23 am. Source vintage August 26, 2026. 4.01% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 25, 2026. Retrieved August 27, 2026 12:23 am. Source vintage August 26, 2026. 4.64% down0.07

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$15K – $150K
Minimum credit score
575+
Funding speed
48 hours
Rate
1.20 factor
View summary

Swiftbridge Lending is a fictional lender used to preview the directory’s comparison experience. Its example offering pairs a midrange funding limit with a two-day funding timeline.

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

Native American Affairs: Fiscal Year 2025 Colorado River Basin Tribal Drought Resiliency Program

Deadline
September 23, 2026
Funding
$50,000–$1,000,000
Geography
National
Funder
Bureau of Reclamation
Eligibility Details

The objectives of this NAA/TAP funding opportunity are to provide funding for drought relief actions/projects that mitigate drought impacts for designated federally recognized tribes within the Colorado River Basin (see Eligibility section for list of tribes), and which advance Presidential and Department of the Interior Priorities within the Basin.Proposals should meet one or more of the following objectives:Mitigate drought impacts,Increase drought resiliency,Reduce reliance on declining...

Applications Open

Optimal Treatment Strategies for use of Anti-Obesity Medications (AOMs) in Children and Adolescents Clinical Centers (U01 Clinical Trial Required)

Deadline
October 9, 2026
Funding
Up to $1,000,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

This Notice of Funding Opportunity (NOFO) invites applications from clinical centers to participate in a consortium to test anti-obesity medication (AOM) treatment strategies for youth with obesity that maximize benefits and minimize risks of AOM use. Such intervention strategies should support the promotion of healthy growth and development; adequate nutritional status/intake, healthy eating and physical activity behaviors; mental health and well-being (e.g., body image, self-esteem,…

Applications Open

NIH Director’s Early Independence Award (DP5 Clinical Trial Optional)

Deadline
September 10, 2026
Funding
$350,000–$350,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

The NIH Director's Early Independence Award helps talented new researchers begin their own independent research program soon after finishing their doctoral degree or clinical training, without first doing postdoctoral training.The award accepts applications on any topic fitting the NIH mission. It is part of the NIH Common Fund's High-Risk, High-Reward Research program.

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Supplement 512 for Fish and Fishery Products

Response deadline
January 1, 2027
Location
National

The Agricultural Marketing Service has posted a Final Supplement 512 for Fish and Fishery Products, January 2026. Primary updates include: adjusting the raw material requirements for shrimp from 18 months to 12 months. This update was required by USDC/NOAA to meet their Grade A requirements for the finished product; co…

Open Contract OpenGrants

FY26 NAWCAD Propulsion and Power Technology Development Program Broad Agency Announcement (BAA)

DEPT OF DEFENSE

Response deadline
September 30, 2026
Location
National

The NAVAL AIR WARFARE CENTER AIRCRAFT DIVISION (NAWCAD) AIR SYSTEMS GROUP, Propulsion and Power Engineering Department is looking to solicit for white papers in response to the Government s Statement of Objectives. For successful offerors, a Request for Proposal will be submitted, and a contract will subsequently be aw…

Technology
Open Contract OpenGrants

NSN 5306-01-185-6237 BOLT,MACHINE

DEPT OF DEFENSE

Response deadline
September 19, 2026
Location
National

Sources are being sought for NSN 5306-01-185-6237. The approved sources are SPS Technologies, LLC (cage: 56878) and Avibank Mfg., Inc (cage 84256) . The Government does not own the drawings or Technical Data for this item. Provide us with any sources that are able to manufacture the item. Please also provide the locati…

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