Rates today

Prime rate 6.75% flat
Fed funds 3.63% up0.01
SOFR 3.62% up0.09
Treasury 1Y 3.99% down0.03
Treasury 10Y 4.57% up0.03

Updated: 7:37pm EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Loan Types

TERM LOANS

Business Loans

For existing businesses & startups

Short-term Loans

Daily, weekly & monthly options

Small Business Loans

Up to $5M in funding

Startup Business Loans

Launch capital for new ventures

SPECIALTY FUNDING

Equipment Financing

Machinery, vehicles & tech

Working Capital Loans

Day-to-day operating expenses

Business Line of Credit

Revolving access to capital

Inventory Loans

Use inventory as collateral

RESOURCES

Guide & Glossary

Learn funding terminology

How it works

The funding process explained

NEW

SBA 7(a) rates updated for Q1 2026 — Prime + 2.75% for loans over $50K

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NEWS

Business Loans News

Latest for existing business

Lender Announcements

New programs & offers

Business Grants News

Grant programs & deadlines

SBA News and Headlines

Government-backed updates

LIVE RATES

Today's Funding Benchmarks

Today's Funding Benchmarks with current values and recent direction.
Prime rate	6.75%
Fed funds	3.63%
SOFR	3.62%
Treasury 1Y	3.99%

Benchmark source: FRED, Federal Reserve Bank of St. Louis.

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