Rates today

Prime rate 6.75% flat
Fed funds 3.63% up0.01
SOFR 3.57% down0.03
Treasury 1Y 4.01% down0.05
Treasury 10Y 4.55% down0.01

Updated: 7:36pm EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Loan Types

TERM LOANS

Business Loans

For existing businesses & startups

Short-term Loans

Daily, weekly & monthly options

Small Business Loans

Up to $5M in funding

Startup Business Loans

Launch capital for new ventures

SPECIALTY FUNDING

Equipment Financing

Machinery, vehicles & tech

Working Capital Loans

Day-to-day operating expenses

Business Line of Credit

Revolving access to capital

Inventory Loans

Use inventory as collateral

RESOURCES

Guide & Glossary

Learn funding terminology

How it works

The funding process explained

NEW

SBA 7(a) rates updated for Q1 2026 — Prime + 2.75% for loans over $50K

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NEWS

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SBA News and Headlines

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LIVE RATES

Today's Funding Benchmarks

Today's Funding Benchmarks with current values and recent direction.
Prime rateCached observation.	6.75%
Fed fundsCached observation.	3.63%
SOFR	3.57%
Treasury 1YCached observation.	4.01%

Benchmark source: FRED, Federal Reserve Bank of St. Louis.

Lenders
Grants
About

NIH, CDC and FDA Small Business Innovation Research Grant (Parent SBIR [R43/R44] Clinical Trial Optional)

The Small Business Innovation Research (SBIR) program helps United States small business concerns (SBCs) bring scientific innovations to the marketplace. The SBIR program supports feasibility studies to later research and development (R&D) needed to develop a commercial product.