Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.65% down0.01
  • Treasury 1Y 4.03% up0.05
  • Treasury 10Y 4.74% up0.06
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 20, 2026. Retrieved August 25, 2026 3:05 pm. Source vintage August 21, 2026. 6.75% flat
Effective federal funds rateCached observation. DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 21, 2026. Retrieved August 25, 2026 3:05 pm. Source vintage August 24, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 24, 2026. Retrieved August 25, 2026 3:05 pm. Source vintage August 24, 2026. 3.65% down0.01
1-year Treasury yieldCached observation. DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 21, 2026. Retrieved August 25, 2026 3:05 pm. Source vintage August 24, 2026. 4.03% up0.05
10-year Treasury yieldCached observation. DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 21, 2026. Retrieved August 25, 2026 3:05 pm. Source vintage August 24, 2026. 4.74% up0.06

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

Verified Lender
Funding range
$10K – $75K
Minimum credit score
520+
Funding speed
24 hours
Rate
1.30 factor
View summary

Bricklane Funding is a fictional lender profile created for the BusinessFunding.org directory demonstration. Its sample terms illustrate a short funding window for businesses exploring lower-range financing.

Verified Lender
Funding range
$30K – $300K
Minimum credit score
620+
Funding speed
3–5 days
Rate
24% APR
View summary

Greyfield Funding is a fictional business lender presented as sample directory content. The profile models a larger funding range with a measured review period and an example APR.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

RESTORE Act Direct Component – Construction and Real Property Acquisition Activities

Deadline
October 31, 2026
Funding
Up to $120,153,261
Geography
National
Funder
U.S. Dept. of Treasury RESTORE Act Program
Eligibility Details

Treasury is publishing multiple funding opportunity announcements (FOAs) for its RESTORE Act grant programs. This announcement applies only to the Direct Component and is only for applications for eligible construction and real property acquisition activities, including environmental restoration projects and including projects with or without a non-federal cost-share for another federally funded project or program. To apply for eligible activities that do not involve any…

Applications Open

Data Coordinating Center for Multi-Site Investigator-Initiated Clinical Trials (Collaborative U24 Clinical Trial Required)

Deadline
November 2, 2028
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

This Notice of Funding Opportunity (NOFO) supports applications for a collaborating Data Coordinating Center (DCC) for investigator-initiated multi-site clinical trials including efficacy, comparative effectiveness, pragmatic and/or implementation research clinical trials. Trials using innovative designs such as platform trials, adaptive, and Bayesian designs are encouraged. These trials may include ones that test different therapeutic, behavioral, and/or prevention strategies. Trials for which...

Applications Open

Fiscal Year (FY) 2027 Department of the Navy (DoN) Historically Black Colleges and Universities/Minority Institutions (HBCU/MI) Program

Deadline
December 11, 2026
Funding
$450,000–$525,000
Geography
National
Funder
Office of Naval Research
Eligibility Details

Key programmatic objectives of the DoN HBCU/MI Program are achieved through the implementation and performance of three program goals: • enhancing the research and educational capabilities of HBCU/MIs in scientific and engineering disciplines critical to the defense mission of the U.S. Navy and U.S. Marine Corps, • encouraging cross-institutional, collaborative efforts that explore innovative solutions to naval science and technology (S&T) challenges, and • increasing…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Grid Research Innovation and Development Center Technology Collaborations for US Power Electronics Industries

Department of Energy

Response deadline
August 2, 2029
Location
National

Grid Research Innovation and Development Center Technology Collaborations for US Power Electronics Industries Oak Ridge National Laboratory (ORNL) is seeking industry partners to participate in short-term, collaborative projects within the Grid Research Innovation and Development Center (GRID-C) to accelerate developme…

Research Technology
Open Contract OpenGrants

FD2030-25-01729

DEPT OF DEFENSE

Response deadline
September 22, 2026
Location
National

NSN: 1650-01-308-0839 NOUN: DRIVE UNIT, HYDRAULI TOP DRAWING: 16VM003001-5 EDL REVISION & DATE: 4 / 26 JAN 2023 MDC CODE: EHC IM NAME: HANSON-WHEELER, JERRI L.

Open Contract OpenGrants

Broad Agency Announcement (BAA) for Battery Network (BATTNET)

DEPT OF DEFENSE

Response deadline
September 2, 2026
Location
National

This notice constitutes a combined synopsis and Broad Agency Announcement (BAA) for the acquisition of research and development in accordance with Federal Acquisition Regulation (FAR) 35.016, Broad Agency Announcement, as supplemented with additional information included in this notice. No other solicitation will be is…

Research Technology

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