Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.65% up0.01
  • Treasury 1Y 3.99% down0.04
  • Treasury 10Y 4.71% up0.01
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rateCached observation. DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 13, 2026. Retrieved August 20, 2026 8:12 am. Source vintage August 14, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 18, 2026. Retrieved August 20, 2026 8:12 am. Source vintage August 19, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 18, 2026. Retrieved August 20, 2026 8:12 am. Source vintage August 19, 2026. 3.65% up0.01
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 8:12 am. Source vintage August 19, 2026. 3.99% down0.04
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 18, 2026. Retrieved August 20, 2026 8:12 am. Source vintage August 19, 2026. 4.71% up0.01

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$10K – $75K
Minimum credit score
520+
Funding speed
24 hours
Rate
1.30 factor
View summary

Bricklane Funding is a fictional lender profile created for the BusinessFunding.org directory demonstration. Its sample terms illustrate a short funding window for businesses exploring lower-range financing.

Verified Lender
Funding range
$30K – $300K
Minimum credit score
620+
Funding speed
3–5 days
Rate
24% APR
View summary

Greyfield Funding is a fictional business lender presented as sample directory content. The profile models a larger funding range with a measured review period and an example APR.

Verified Lender
Funding range
$20K – $200K
Minimum credit score
580+
Funding speed
2–3 days
Rate
1.15 factor
View summary

Copperline Capital is a fictional financing company included for layout and filtering examples. The sample profile represents growing businesses comparing broader funding amounts and multi-day decisions.

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Open Grant Opportunities

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1,310 Verified Open Grants

Applications Open

Annual Program Statement for U.S. Presentation at International Art Biennales

Deadline
January 1, 2099
Funding
$375,000–$375,000
Geography
National
Funder
Bureau Of Educational and Cultural Affairs
Eligibility Details

The U.S. Department of State, Bureau of Educational and Cultural Affairs, Cultural Programs Division (ECA/PE/C/CU) seeks to advance international understanding of American values by exposing foreign audiences to innovative and compelling works of art that reflect promote American values and foster international dialogue on shared global challenges.

Applications Open

Early Immune System Development and Ontogeny (R01 Clinical Trial Optional)

Deadline
November 5, 2028
Funding
Up to $400,000
Geography
National
Funder
National Institutes of Health
Eligibility Details

The purpose of this Notice of Funding Opportunity (NOFO) is tofurther elucidate the mechanisms of early immune development in utero, during the early post-natal period and during early childhood in neonates, infants, and children and adolescents with or without in-utero exposure to HIV or Anti-Retroviral Therapeutics (ART).This initiative aims to understand intricate mechanisms of immune cells at the maternal-fetal interface, T and B cell development…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

Space-to-Space (S2S) Communication Broad Agency Announcement (BAA)

DEPT OF DEFENSE

Response deadline
September 14, 2030
Location
National

***ATTENTION*** (02 Oct 25) Contractors who will be submitting Call 1.1 white papers marked as CUI shall do so via DOD SAFE. Contractors shall send an email to the security POC (listed below) asking them to initiate the DOD SAFE "Request a Drop-Off" action with the subject line S2S Comm BAA Call 1.1 DOD SAFE Drop-Off…

Technology
Open Contract OpenGrants

Air Force Installation and Mission Support Center (AFIMSC) STREAMLINING PROCUREMENT FOR EFFECTIVE EXECUTION & DELIVERY (SPEED) Commercial Solutions Opening (CSO)

DEPT OF DEFENSE

Response deadline
August 29, 2030
Location
National

CLOSED -2601 - Optimizing AFCEC CE IT Porfolio: Strengthening Systems for Global Operations (Added 10/1/2025) Due 11/1/2025 SEE Attachemnt Below. Open-2501- Construction Cost and Schedule (Open) (Added 9/16/2025) The Government seeks an innovative solution to improve project outcomes by combining benchmarking with forw…

Technology
Open Contract OpenGrants

BPA – Fire fighting Equipment PSC 4210

DEPT OF DEFENSE

Response deadline
November 11, 2028
Location
National

Naval Surface Warfare Center Indian Head Division (NSWC IHD), located in Indian Head, Maryland, is interested in establishing Blanket Purchase Agreements (BPAs) with companies that provide standard commercial supplies and services at competitive prices in Classification: NAICS 922160, PSC/FSC Code 4210, Fire Fighting E…

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