Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.62% flat
  • Treasury 1Y 4.00% flat
  • Treasury 10Y 4.65% down0.03
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 3.62% flat
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 4.00% flat
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 4.65% down0.03

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$25K – $250K
Minimum credit score
600+
Funding speed
3 days
Rate
29% APR
View summary

Harborpoint Funding is a fictional lender profile for demonstrating BusinessFunding.org’s browsing tools. Its example details show how an APR-based offer can appear alongside funding range, credit, and speed information.

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

Verified Lender
Funding range
$50K – $500K
Minimum credit score
640+
Funding speed
5 days
Rate
18% APR
View summary

Lumenrock Capital is a fictional lender created to demonstrate higher-limit financing results. Its sample information is suited to testing directory cards, credit filters, and five-day funding timelines.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

Examining the Impact of Artificial Intelligence (AI) on Healthcare Safety (R18)

Deadline
May 25, 2027
Geography
National
Funder
Agency for Health Care Research and Quality
Posted
November 18, 2025
Eligibility Details

The purpose of this NOFO is to invite grant applications that support healthcare safety by determining (1) whether and how certain breakthrough uses of Artificial Intelligence (AI) systems can affect patient safety; and (2) how AI systems can be safely implemented and used. AI has the potential to improve the safety, effectiveness, efficiency, accessibility, and affordability of healthcare. However, as with most technologies, this potential…

Applications Open

Native Entities Grant Program

Deadline
September 17, 2026
Geography
National
Funder
DOC NIST ERA
Posted
June 18, 2026
Eligibility Details

NTIA is soliciting applications for the Native Entities Grant Program (“Program”), authorized by the Infrastructure Investment and Jobs Act of 2021, Division F, Title III, Public Law 117-58, 135 Stat. 429, 1209 (November 15, 2021) (codified at 47 U.S.C. §1701, 1721, et seq.) (the “Digital Equity Act of 2021” or “Act”). The Act authorizes two programs that set aside funds for Indian Tribes, Alaska Native…

Applications Open

Defense Security Cooperation University – Research Grants

Deadline
August 7, 2028
Funding
$2,500–$800,000
Geography
National
Funder
Washington Headquarters Services
Eligibility Details

The Defense Security Cooperation Agency’s (DSCA) Defense Security Cooperation University (DSCU) promotes access to and production of knowledge on security cooperation. Security cooperation refers to “all Department of Defense (DoD) interactions with foreign security establishments that build and develop allied and partner security capabilities and capacity for self-defense and multinational operations, provide the Armed Forces of the United States with access to the foreign country…

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

CBP’s Industry Partnership and Outreach Program Office

HOMELAND SECURITY, DEPARTMENT OF

Response deadline
December 31, 2029
Location
National

The United States Customs and Border Protection (CBP), Industry Partnership and Outreach Program office is providing notice to industry for the change in email addresses to reach our office. All inquires including: small businesses, large businesses, unsolicited proposals should now be sent to cbp-ipop@cbp.dhs.gov whic…

Open Contract OpenGrants

DRAFT Call for Solutions – Flight School Next (FSN)

DEPT OF DEFENSE

Response deadline
October 31, 2026
Location
National

CALL FOR SOLUTIONS. This Call for Solutions is the first call under the DRAFT CSO U.S. Army Aviation Training, formerly DRAFT CSO Flight School Next , W9113M-25-S-C006. This requirement is the future of the Initial Entry Rotary Wing (IERW) Training Program at Fort Rucker, Alabama, known as Flight School Next (FSN)…

Open Contract OpenGrants

FD2030-24-02763-02

DEPT OF DEFENSE

Response deadline
October 1, 2026
Location
National

NSN: 1560-01-166-1135EK NOUN: TRAILING EDGE, AIRCR TOP DRAWING: L2100164-021 EDL REVISION & DATE: 9 / 30 SEP 2025 MDC CODE: ZQC IM NAME: BROWN, PERRY L.

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