Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.62% flat
  • Treasury 1Y 4.00% flat
  • Treasury 10Y 4.65% down0.03
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 3.62% flat
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 4.00% flat
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 19, 2026. Retrieved August 21, 2026 2:18 am. Source vintage August 20, 2026. 4.65% down0.03

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$15K – $150K
Minimum credit score
575+
Funding speed
48 hours
Rate
1.20 factor
View summary

Swiftbridge Lending is a fictional lender used to preview the directory’s comparison experience. Its example offering pairs a midrange funding limit with a two-day funding timeline.

Verified Lender
Funding range
$10K – $100K
Minimum credit score
550+
Funding speed
24–48 hours
Rate
1.25 factor
View summary

Northquill Financial is a fictional example of a flexible small-business funding provider. The profile highlights a moderate credit threshold and a decision timeframe of one to two business days.

Verified Lender
Funding range
$5K – $50K
Minimum credit score
500+
Funding speed
Same day
Rate
1.35 factor
View summary

Vantura Capital is a fictional sample lender representing smaller, fast-turnaround financing. This example profile helps demonstrate how businesses can compare modest funding amounts and same-day decisions.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

Innovative Screening Approaches and Therapies for Screenable Disorders in Newborns (R01 – Clinical Trial Optional)

Deadline
November 16, 2027
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

This FOA encourages research relevant to the development of novel screening approaches and/or therapeutic interventions for potentially fatal or disabling conditions that have been identified through newborn screening, as well as for "high priority" genetic conditions where screening may be possible in the near future.Having an accurate screening test, as well as demonstrating the benefits of early intervention or treatment, are important criteria for including…

Applications Open

Brookwood-Sago Mine Safety Grants

Deadline
August 31, 2026
Funding
$50,000–$250,000
Geography
National
Funder
Mine Safety and Health Administration
Eligibility Details

The U.S. Department of Labor (DOL, the Department, or we), Mine Safety and Health Administration (MSHA or the Agency), is providing notice of the availability of up to $250,000 in grant funds for education and training programs to help the mining community identify, avoid, and prevent unsafe and unhealthy working conditions in and around mines. The program uses grant funds to establish and implement education…

Applications Open

DoW Alzheimer’s Transforming Research Award

Deadline
September 24, 2026
Funding
Up to $4,000,000
Geography
National
Funder
Defense Health Agency Contracting Activity - DHACA
Eligibility Details

Summary: The fiscal year 2026 (FY26) Alzheimer’s Research Program (AZRP) Transforming Research Award (TrRA) supports non-incremental, robust, well-designed research that drives transformative advancements in reducing risk and preventing the development of Alzheimer’s disease and/or Alzheimer's disease related dementias (AD/ADRD). Distinctive Features: • Applications must address at least one of the following focus areas: ○ Risk Factor Knowledge: Research that advances understanding,...

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

BPA – Alarm, Signal and Security Detection Systems PSC 6350

DEPT OF DEFENSE

Response deadline
November 11, 2028
Location
National

Naval Surface Warfare Center Indian Head Division (NSWC IHD), located in Indian Head, Maryland, is interested in establishing Blanket Purchase Agreements (BPAs) with companies that provide standard commercial supplies and services at competitive prices in Classification: PSC/FSC Code 6350, NAICS 334290, MISCELLANEOUS A…

Open Contract OpenGrants

C2 Cross Functional Team (CFT) Broad Agency Announcement

DEPT OF DEFENSE

Response deadline
March 23, 2030
Location
National

UPDATE 5 SEPTEMBER 2025 The purpose of this notice is to share an update regarding the schedule associated with Calls for White Papers (CfWPs) aligned to TEM 14. The Government will not conduct Technological Demonstrations between 8-12 September 2025 as specified in the CfWPs. Another update will be provided once the G…

Technology

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