Rates today
  • Prime rate 6.75% flat
  • Fed funds 3.63% flat
  • SOFR 3.64% up0.02
  • Treasury 1Y 4.02% up0.02
  • Treasury 10Y 4.66% up0.01
Updated: EST

This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Every funding option, explained in plain English

Uncover the true cost of business funding before you sign.

Live rates, plain-English guides, and a directory of lenders across every way to fund a business — term loans, lines of credit, SBA, equipment, and more. Compare your options and find what actually fits.

  • 9,408Funding Sources Tracked
  • 99Verified Grantors
  • 7,216Open Grants
  • 201Open Contracts

Latest Funding Benchmarks

Updated: EST

The table lists each benchmark, its current value, and its change over 7 days.

Latest Funding Benchmarks
Benchmark Rate 7 days
Bank prime loan rate DPRIME · Common base rate for pricing many variable-rate business loans and credit lines. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 6.75% flat
Effective federal funds rate DFF · Overnight interbank rate published by the Federal Reserve Bank of New York. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 3.63% flat
Secured Overnight Financing Rate SOFR · Broad overnight financing benchmark based on U.S. Treasury repurchase transactions. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 3.64% up0.02
1-year Treasury yield DGS1 · One-year U.S. Treasury constant maturity market yield. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 4.02% up0.02
10-year Treasury yield DGS10 · Ten-year U.S. Treasury constant maturity market yield. Source observation dated August 26, 2026. Retrieved August 28, 2026 7:17 am. Source vintage August 27, 2026. 4.66% up0.01

FRED rows are economic benchmarks. Product rows appear only from an approved, sourced methodology and are not lender offers.

Benchmark source: FRED®, Federal Reserve Bank of St. Louis (opens in a new tab)

Verified Funding Partners

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12 Verified Lenders

Verified Lender
Funding range
$50K – $500K
Minimum credit score
640+
Funding speed
5 days
Rate
18% APR
View summary

Lumenrock Capital is a fictional lender created to demonstrate higher-limit financing results. Its sample information is suited to testing directory cards, credit filters, and five-day funding timelines.

Verified Lender
Funding range
$50K – $750K
Minimum credit score
650+
Funding speed
5–7 days
Rate
15% APR
View summary

Fairhaven Business Funding is a fictional provider used for public directory examples. The sample profile represents established businesses comparing substantial funding capacity and a weeklong decision window.

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Open Grant Opportunities

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894 Verified Open Grants

Applications Open

University Nuclear Leadership Program– Scholarship and Fellowship Support

Deadline
October 14, 2030
Funding
Up to $3,000,000
Geography
National
Funder
Idaho Field Office
Eligibility Details

A. STATEMENT OF OBJECTIVES This Funding Opportunity Announcement (FOA) is to award multiple cooperative agreements to accredited United States (U.S.) two- and four-year colleges and universities (Institutions of Higher Education (IHEs)) to receive and administer scholarship and fellowship funding—provided through the University Nuclear Leadership Program (UNLP) and as administered by the Department of Energy, Office of Nuclear Energy (DOE-NE)—on behalf of selected students attending these…

Applications Open

Ruth L. Kirschstein National Research Service Award (NRSA) Individual Postdoctoral Fellowship (Parent F32)

Deadline
May 7, 2028
Geography
National
Funder
National Institutes of Health
Posted
November 18, 2025
Eligibility Details

The purpose of the Ruth L. Kirschstein National Research Service Award (NRSA) Individual Postdoctoral Fellowship (Parent F32) is to support research training of highly promising postdoctoral candidates who have the potential to become productive, independent investigators in scientific health-related research fields relevant to the missions of the participating NIH Institutes and Centers. Applications are expected to incorporate exceptional mentorship.

Applications Open

Nursing Workforce Diversity

Deadline
September 1, 2026
Funding
$1–$555,000
Geography
National
Posted
April 2, 2026
Eligibility Details

Award range: $1 - $555,000 Eligibility: Eligible organizations include accredited schools of nursing, nursing centers, academic health centers, and domestic public or private non-profit entities entities, such as state and local departments of health, faith-based organizations, community-based organizations, tribes, and tribal organizations.

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Open Contract Opportunities

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201 Verified Opportunities

Open Contract OpenGrants

FD2030-25-01550

DEPT OF DEFENSE

Response deadline
September 18, 2026
Location
National

NSN: 2935-00-857-3659OK NOUN: COOLER, LUBRICATING TOP DRAWING: 37D401061P107 EDL REVISION & DATE: 6 / 20 MAR 2025 MDC CODE: 2JN IM NAME: NGUYEN, NGUYEN N.

Open Contract OpenGrants

Enterprise Occupation Structure and Standards Development Support Services

DEPT OF DEFENSE

Response deadline
October 15, 2026
Location
National

SOURCES SOUGHT NOTICE FOR: Enterprise Occupation Structure and Standards Development Support to Intelligence and Security ((OUSD(I&S)) Human Capital Management Office (HCMO). Washington Headquarters Services / Acquisition Directorate (WHS/AD) is issuing this Sources Sought Notice (SSN) on behalf of the Intelligence…

Social Services Technology
Open Contract OpenGrants

F16_ANAPG68_PN-646R706G01_1270010778078

DEPT OF DEFENSE

Response deadline
June 23, 2027
Location
National

NSN: 1270-01-077-8078 P/N: 646R706G01 Noun: Array Brazing Assembly Application: F-16 Radar Antenna 9 Nov 2022 Section C 1/3 SECTION C: 1. QUALIFICATION REQUIREMENTS THAT MUST BE SATISFIED TO BECOME A QUALIFIED SOURCE a. Prequalification Notice: The offeror shall notify the appropriate government Small Business Office o…

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